How Much Can Drinking Places (Alcoholic Beverages) Businesses Get in SBA Loans?
13,001 SBA loans totaling $4.0B have been approved for drinking places (alcoholic beverages) businesses (NAICS 722410). The average approved SBA loan is $310K, which is 9% below avg the $340K national average. 1476 active lenders fund this industry with a 14.4% default rate on the matured 2018-2021 loan cohort.
At 14.4%, Drinking Places (Alcoholic Beverages) sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans), moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 722410 (Drinking Places (Alcoholic Beverages)) received 13,001 SBA loans worth $4.0B across 5+ states. Average loan $310K, average term 150 months, 14.4% default rate (resolved-loan basis).1476 active SBA-approved lenders fund this industry. Most drinking places (alcoholic beverages) loans use the SBA 7(a) program.
Is SBA Lending Growing for Drinking Places (Alcoholic Beverages)?
Which SBA Program Do Drinking Places (Alcoholic Beverages) Businesses Use Most?
What Is the Best SBA Loan for Drinking Places (Alcoholic Beverages)?
The most widely used SBA program for drinking places (alcoholic beverages) businesses: flexible terms, multiple use cases
Where Are Drinking Places (Alcoholic Beverages) SBA Loans Most Common?
Top SBA Lenders for Drinking Places (Alcoholic Beverages)
These banks have funded the most SBA loans for drinking places (alcoholic beverages) businesses (NAICS 722410). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | The Huntington National Bank(OH) | 747 | $135.0M |
| 2 | U.S. Bank, National Association(OH) | 584 | $114.3M |
| 3 | Wells Fargo Bank National Association(SD) | 537 | $115.2M |
| 4 | PNC Bank, National Association(DE) | 379 | $53.0M |
| 5 | JPMorgan Chase Bank, National Association(OH) | 355 | $54.1M |
Drinking Places (Alcoholic Beverages) Industry Context
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How Does SBA Lending Work for Drinking Places (Alcoholic Beverages) Businesses?
Across all SBA loan programs, 13,001 loans have been approved for businesses classified under NAICS 722410 (Drinking Places (Alcoholic Beverages)), representing $4.0B in total capital deployed. The average approved loan of $310K is 9% below avg the national SBA average of $340K, with typical repayment terms of 150 months.
SBA lending for drinking places (alcoholic beverages) has remained relatively stable across recent fiscal years. 1476 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 8% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching drinking places (alcoholic beverages) business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms. Our referral fee is established upfront and paid at closing.
Frequently Asked Questions: Drinking Places (Alcoholic Beverages) SBA Loans
What is the average SBA loan size for drinking places (alcoholic beverages) businesses?
Which SBA loan program is best for a drinking places (alcoholic beverages) business?
How many lenders fund SBA loans for drinking places (alcoholic beverages)?
What states have the most SBA lending for drinking places (alcoholic beverages)?
How does PeerSense help drinking places (alcoholic beverages) businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Drinking Places (Alcoholic Beverages) defined by NAICS code 722410. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.