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NAICS 721110Accommodation & Food ServicesLending Growing

How Much Can Hotels (except Casino Hotels) and Motels Businesses Get in SBA Loans?

30,612 SBA loans totaling $49.6B have been approved for hotels (except casino hotels) and motels businesses (NAICS 721110). The average approved SBA loan is $1.6M, which is 376% above avg the $340K national average. 1231 active lenders fund this industry with a 7.3% historical default rate.

Quick Answer

NAICS 721110 (Hotels (except Casino Hotels) and Motels) received 30,612 SBA loans worth $49.6B across 5+ states. Average loan $1.6M, average term 260 months, default rate 7.3%.1231 active SBA-approved lenders fund this industry. Most hotels (except casino hotels) and motels loans use the SBA 504 program. There are approximately 56,920 U.S. establishments in this industry (Census 2022).

30,612
Total SBA Loans
$49.6B
Total Volume
$1.6M
Avg Loan Size
376% above avg
1,231
Active Lenders
260 mo
Avg Term
100% above avg
339,846
Jobs Supported

Is SBA Lending Growing for Hotels (except Casino Hotels) and Motels?+30% growth

1,408
1,493
1,308
1,130
1,048
1,550
1,162
881
999
1,145
16
17
18
19
20
21
22
23
24
25
$2.7B
$3.0B
$2.9B
$2.5B
$2.3B
$3.6B
$2.9B
$2.2B
$2.5B
$3.1B

Which SBA Program Do Hotels (except Casino Hotels) and Motels Businesses Use Most?

SBA 7(a)20,578 (67%)
SBA 50410,034 (33%)

What Is the Best SBA Loan for Hotels (except Casino Hotels) and Motels?

SBA 504

33% of hotels (except casino hotels) and motels loans use this program — ideal for real estate and major equipment purchases

Industry avg loan: $1.6M
Typical term: 260 months
Historical avg rate: 6.22%
1231+ lenders active in this industry
Historical default rate: 7.3%

Where Are Hotels (except Casino Hotels) and Motels SBA Loans Most Common?

#1
CA
3,928 loans
$6.5B
#2
TX
3,294 loans
$6.2B
#3
GA
1,619 loans
$3.1B
#4
FL
1,349 loans
$2.6B
#5
WA
1,068 loans
$2.0B

Top SBA Lenders for Hotels (except Casino Hotels) and Motels

These banks have funded the most SBA loans for hotels (except casino hotels) and motels businesses (NAICS 721110). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of Hope(CA)960$1.7B
2GBank(NV)762$2.2B
3Business Loan Center, LLC(SC)598$542.1M
4Columbia Bank(OR)544$756.2M
5First Western SBLC, Inc(TX)534$881.0M

Hotels (except Casino Hotels) and Motels Industry Context

U.S. Establishments
56,920
U.S. Census Bureau · 2022
U.S. Employment
16,922,000
BLS · 2026
SBA Penetration
53.78%
SBA loans per establishment

Ready to Fund Your Hotels (except Casino Hotels) and Motels Business?

PeerSense places SBA loans for hotels (except casino hotels) and motels businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

How Does SBA Lending Work for Hotels (except Casino Hotels) and Motels Businesses?

Across all SBA loan programs, 30,612 loans have been approved for businesses classified under NAICS 721110 (Hotels (except Casino Hotels) and Motels), representing $49.6B in total capital deployed. The average approved loan of $1.6M is 376% above avg the national SBA average of $340K, with typical repayment terms of 260 months.

SBA lending for hotels (except casino hotels) and motels is accelerating — loan volume has grown approximately 30% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2021.

Notably, 33% of SBA loans in this industry use the 504 program — well above the national average — indicating that hotels (except casino hotels) and motels businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.

PeerSense specializes in matching hotels (except casino hotels) and motels business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Hotels (except Casino Hotels) and Motels SBA Loans

What is the average SBA loan size for hotels (except casino hotels) and motels businesses?
Based on 30,612 approved SBA loans, the average loan size for hotels (except casino hotels) and motels (NAICS 721110) is $1.6M. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a hotels (except casino hotels) and motels business?
SBA 504 is the most commonly used SBA program for hotels (except casino hotels) and motels businesses. 33% of hotels (except casino hotels) and motels loans use this program — ideal for real estate and major equipment purchases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for hotels (except casino hotels) and motels?
1231 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the hotels (except casino hotels) and motels sector.
What states have the most SBA lending for hotels (except casino hotels) and motels?
CA leads with 3,928 SBA loans and $6.5B in total volume for hotels (except casino hotels) and motels businesses. TX, GA, FL also show strong lending activity in this sector.
How does PeerSense help hotels (except casino hotels) and motels businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the hotels (except casino hotels) and motels industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Hotels (except Casino Hotels) and Motels defined by NAICS code 721110. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.