How Much Can Rice Milling Businesses Get in SBA Loans?
20 SBA loans totaling $5.3M have been approved for rice milling businesses (NAICS 311212). The average approved SBA loan is $267K, which is 22% below avg the $340K national average. 9 active lenders fund this industry.
NAICS 311212 (Rice Milling) received 20 SBA loans worth $5.3M across 5+ states. Average loan $267K, average term 68 months.9 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 89 U.S. establishments in this industry (Census 2022).
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Rice Milling Businesses Use Most?
What Is the Best SBA Loan for Rice Milling?
Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026
Where Are Rice Milling SBA Loans Most Common?
Top SBA Lenders for Rice Milling
These banks have funded the most SBA loans for rice milling businesses (NAICS 311212). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | PNC Bank, National Association(DE) | 8 | $325K |
| 2 | Zions Bank, A Division of(UT) | 4 | $2.4M |
| 3 | Wells Fargo Bank National Association(SD) | 2 | $567K |
| 4 | Nevada State Development Corpo(NV) | 1 | $1.3M |
| 5 | Regions Bank(AL) | 1 | $100K |
Rice Milling Industry Context
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How Does SBA Lending Work for Rice Milling Businesses?
Across all SBA loan programs, 20 loans have been approved for businesses classified under NAICS 311212 (Rice Milling), representing $5.3M in total capital deployed. The average approved loan of $267K is 22% below avg the national SBA average of $340K, with typical repayment terms of 68 months.
SBA lending for rice milling has remained relatively stable across recent fiscal years. 9 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 10% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Rice Milling SBA Loans
What is the average SBA loan size for rice milling businesses?
Which SBA loan program is best for a rice milling business?
How many lenders fund SBA loans for rice milling?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help rice milling businesses get SBA loans?
Related Manufacturing Industries
Data aggregated from SBA loan records (1992–2025). Rice Milling defined by NAICS code 311212. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.