How Much Can Recreational Vehicle Dealers Businesses Get in SBA Loans?
1,478 SBA loans totaling $712.5M have been approved for recreational vehicle dealers businesses (NAICS 441210). The average approved SBA loan is $482K, which is 42% above avg the $340K national average. 432 active lenders fund this industry with a 15.0% default rate on the matured 2018-2021 loan cohort.
At 15.0%, Recreational Vehicle Dealers sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 441210 (Recreational Vehicle Dealers) received 1,478 SBA loans worth $712.5M across 5+ states. Average loan $482K, average term 165 months, 15.0% default rate (resolved-loan basis).432 active SBA-approved lenders fund this industry. Most recreational vehicle dealers loans use the SBA 7(a) program. There are approximately 2,979 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Recreational Vehicle Dealers?+63% growth
Which SBA Program Do Recreational Vehicle Dealers Businesses Use Most?
What Is the Best SBA Loan for Recreational Vehicle Dealers?
The most widely used SBA program for recreational vehicle dealers businesses — flexible terms, multiple use cases
Where Are Recreational Vehicle Dealers SBA Loans Most Common?
Top SBA Lenders for Recreational Vehicle Dealers
These banks have funded the most SBA loans for recreational vehicle dealers businesses (NAICS 441210). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 96 | $33.5M |
| 2 | U.S. Bank, National Association(OH) | 32 | $14.2M |
| 3 | Zions Bank, A Division of(UT) | 30 | $5.4M |
| 4 | PNC Bank, National Association(DE) | 27 | $3.3M |
| 5 | Columbia Bank(OR) | 25 | $10.0M |
Recreational Vehicle Dealers Industry Context
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PeerSense places SBA loans for recreational vehicle dealers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Recreational Vehicle Dealers Businesses?
Across all SBA loan programs, 1,478 loans have been approved for businesses classified under NAICS 441210 (Recreational Vehicle Dealers), representing $712.5M in total capital deployed. The average approved loan of $482K is 42% above avg the national SBA average of $340K, with typical repayment terms of 165 months.
SBA lending for recreational vehicle dealers is accelerating — loan volume has grown approximately 63% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2021.
Notably, 27% of SBA loans in this industry use the 504 program — well above the national average — indicating that recreational vehicle dealers businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.
PeerSense specializes in matching recreational vehicle dealers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Recreational Vehicle Dealers SBA Loans
What is the average SBA loan size for recreational vehicle dealers businesses?
Which SBA loan program is best for a recreational vehicle dealers business?
How many lenders fund SBA loans for recreational vehicle dealers?
What states have the most SBA lending for recreational vehicle dealers?
How does PeerSense help recreational vehicle dealers businesses get SBA loans?
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Pharmacies and Drug Stores
Data aggregated from SBA loan records (1992–2025). Recreational Vehicle Dealers defined by NAICS code 441210. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.