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NAICS 443112Retail TradeLending Growing

How Much Can Radio, Television, and Other Electronics Stores Businesses Get in SBA Loans?

2,520 SBA loans totaling $379.2M have been approved for radio, television, and other electronics stores businesses (NAICS 443112). The average approved SBA loan is $150K, which is 56% below avg the $340K national average. 389 active lenders fund this industry with a 33.5% default rate on the matured 2018-2021 loan cohort.

Elevated default risk33.5% vs 15.4% all-industry avg

At 33.5%, Radio, Television, and Other Electronics Stores sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 443112 (Radio, Television, and Other Electronics Stores) received 2,520 SBA loans worth $379.2M across 5+ states. Average loan $150K, average term 91 months, 33.5% default rate (resolved-loan basis).389 active SBA-approved lenders fund this industry. Most radio, television, and other electronics stores loans use the SBA 7(a) program.

2,520
Total SBA Loans
$379.2M
Total Volume
$150K
Avg Loan Size
56% below avg
389
Active Lenders
91 mo
Avg Term
30% below avg
19,206
Jobs Supported

Is SBA Lending Growing for Radio, Television, and Other Electronics Stores?+200% growth

1
7
3
22
23
24
$60K
$790K
$540K

Which SBA Program Do Radio, Television, and Other Electronics Stores Businesses Use Most?

SBA 7(a)2,353 (93%)
SBA 504167 (7%)

What Is the Best SBA Loan for Radio, Television, and Other Electronics Stores?

SBA 7(a)

The most widely used SBA program for radio, television, and other electronics stores businesses — flexible terms, multiple use cases

Industry avg loan: $150K
Typical term: 91 months
Historical avg rate: 6.67%
389+ lenders active in this industry
Default rate (2018–21 matured cohort): 33.5%

Where Are Radio, Television, and Other Electronics Stores SBA Loans Most Common?

#1
CA
418 loans
$89.5M
#2
NY
255 loans
$23.7M
#3
FL
198 loans
$30.9M
#4
TX
147 loans
$23.1M
#5
PA
98 loans
$6.4M

Top SBA Lenders for Radio, Television, and Other Electronics Stores

These banks have funded the most SBA loans for radio, television, and other electronics stores businesses (NAICS 443112). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of America, National Association(NC)348$13.7M
2Citizens Bank, National Association(RI)177$7.3M
3Wells Fargo Bank National Association(SD)135$26.6M
4JPMorgan Chase Bank, National Association(OH)129$10.4M
5Capital One, National Association(VA)87$3.8M

Ready to Fund Your Radio, Television, and Other Electronics Stores Business?

PeerSense places SBA loans for radio, television, and other electronics stores businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Radio, Television, and Other Electronics Stores business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Radio, Television, and Other Electronics Stores Businesses?

Across all SBA loan programs, 2,520 loans have been approved for businesses classified under NAICS 443112 (Radio, Television, and Other Electronics Stores), representing $379.2M in total capital deployed. The average approved loan of $150K is 56% below avg the national SBA average of $340K, with typical repayment terms of 91 months.

SBA lending for radio, television, and other electronics stores is accelerating — loan volume has grown approximately 200% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2023.

The industry sees a balanced mix of SBA programs, with 7% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching radio, television, and other electronics stores business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Radio, Television, and Other Electronics Stores SBA Loans

What is the average SBA loan size for radio, television, and other electronics stores businesses?
Based on 2,520 approved SBA loans, the average loan size for radio, television, and other electronics stores (NAICS 443112) is $150K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a radio, television, and other electronics stores business?
SBA 7(a) is the most commonly used SBA program for radio, television, and other electronics stores businesses. The most widely used SBA program for radio, television, and other electronics stores businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for radio, television, and other electronics stores?
389 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the radio, television, and other electronics stores sector.
What states have the most SBA lending for radio, television, and other electronics stores?
CA leads with 418 SBA loans and $89.5M in total volume for radio, television, and other electronics stores businesses. NY, FL, TX also show strong lending activity in this sector.
How does PeerSense help radio, television, and other electronics stores businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the radio, television, and other electronics stores industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Radio, Television, and Other Electronics Stores defined by NAICS code 443112. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.