How Much Can Poultry Processing Businesses Get in SBA Loans?
157 SBA loans totaling $118.7M have been approved for poultry processing businesses (NAICS 311615). The average approved SBA loan is $756K, which is 122% above avg the $340K national average. 60 active lenders fund this industry with a 10.3% default rate on the matured 2018-2021 loan cohort.
At 10.3%, Poultry Processing sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 311615 (Poultry Processing) received 157 SBA loans worth $118.7M across 5+ states. Average loan $756K, average term 152 months, 10.3% default rate (resolved-loan basis).60 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 519 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Poultry Processing?+60% growth
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Poultry Processing Businesses Use Most?
What Is the Best SBA Loan for Poultry Processing?
Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026
Where Are Poultry Processing SBA Loans Most Common?
Top SBA Lenders for Poultry Processing
These banks have funded the most SBA loans for poultry processing businesses (NAICS 311615). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | First Financial Bank(AR) | 46 | $20.8M |
| 2 | Manufacturers and Traders Trust Company(NY) | 10 | $1.7M |
| 3 | Community Bank of Mississippi(MS) | 9 | $8.4M |
| 4 | East West Bank(CA) | 7 | $3.7M |
| 5 | The Bank of Princeton(NJ) | 4 | $16.5M |
Poultry Processing Industry Context
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How Does SBA Lending Work for Poultry Processing Businesses?
Across all SBA loan programs, 157 loans have been approved for businesses classified under NAICS 311615 (Poultry Processing), representing $118.7M in total capital deployed. The average approved loan of $756K is 122% above avg the national SBA average of $340K, with typical repayment terms of 152 months.
SBA lending for poultry processing is accelerating — loan volume has grown approximately 60% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 12% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Poultry Processing SBA Loans
What is the average SBA loan size for poultry processing businesses?
Which SBA loan program is best for a poultry processing business?
How many lenders fund SBA loans for poultry processing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help poultry processing businesses get SBA loans?
Related Manufacturing Industries
Data aggregated from SBA loan records (1992–2025). Poultry Processing defined by NAICS code 311615. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.