How Much Can Paint and Wallpaper Stores Businesses Get in SBA Loans?
716 SBA loans totaling $165.5M have been approved for paint and wallpaper stores businesses (NAICS 444120). The average approved SBA loan is $231K, which is 32% below avg the $340K national average. 228 active lenders fund this industry with a 22.2% default rate on the matured 2018-2021 loan cohort.
At 22.2%, Paint and Wallpaper Stores sits well above the 15.4% all industry SBA default rate (charged off as a share of resolved loans), elevated default risk relative to other SBA industries. The capital source prices this risk into rate and structure.
NAICS 444120 (Paint and Wallpaper Stores) received 716 SBA loans worth $165.5M across 5+ states. Average loan $231K, average term 118 months, 22.2% default rate (resolved loan basis).228 active SBA approved lenders fund this industry. Most paint and wallpaper stores loans use the SBA 7(a) program. There are approximately 7,244 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Paint and Wallpaper Stores?+27% growth
Which SBA Program Do Paint and Wallpaper Stores Businesses Use Most?
What Is the Best SBA Loan for Paint and Wallpaper Stores?
The most widely used SBA program for paint and wallpaper stores businesses: flexible terms, multiple use cases
Where Are Paint and Wallpaper Stores SBA Loans Most Common?
SBA Lending Activity in Paint and Wallpaper Stores
228 SBA lenders have funded 716 loans to paint and wallpaper stores businesses (NAICS 444120). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Paint and Wallpaper Stores Industry Context
Talk to PeerSense
PeerSense sources capital for paint and wallpaper stores businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Talk to PeerSense about financing a Paint and Wallpaper Stores business.
Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.
SBA 7(a) / 504: PeerSense will reach out. No obligation.
How Does SBA Lending Work for Paint and Wallpaper Stores Businesses?
Across all SBA loan programs, 716 loans have been approved for businesses classified under NAICS 444120 (Paint and Wallpaper Stores), representing $165.5M in total capital deployed. The average approved loan of $231K is 32% below avg the national SBA average of $340K, with typical repayment terms of 118 months.
SBA lending for paint and wallpaper stores is accelerating. Loan volume has grown approximately 27% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2017.
The industry sees a balanced mix of SBA programs, with 11% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
Talk to PeerSense about a paint and wallpaper stores file. The capital source sets the terms. The desk fee is paid at closing, never upfront.
Frequently Asked Questions: Paint and Wallpaper Stores SBA Loans
What is the average SBA loan size for paint and wallpaper stores businesses?
Which SBA loan program is best for a paint and wallpaper stores business?
How many lenders fund SBA loans for paint and wallpaper stores?
What states have the most SBA lending for paint and wallpaper stores?
How does PeerSense help paint and wallpaper stores businesses get SBA loans?
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Data aggregated from SBA loan records (1992 to 2025). Paint and Wallpaper Stores defined by NAICS code 444120. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.