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NAICS 311919ManufacturingFY2026 Fee Waivers

How Much Can Other Snack Food Manufacturing Businesses Get in SBA Loans?

525 SBA loans totaling $254.0M have been approved for other snack food manufacturing businesses (NAICS 311919). The average approved SBA loan is $484K, which is 42% above avg the $340K national average. 215 active lenders fund this industry with a 8.8% default rate on the matured 2018-2021 loan cohort.

Low default risk8.8% vs 15.4% all-industry avg

At 8.8%, Other Snack Food Manufacturing sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 311919 (Other Snack Food Manufacturing) received 525 SBA loans worth $254.0M across 5+ states. Average loan $484K, average term 130 months, 8.8% default rate (resolved-loan basis).215 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 484 U.S. establishments in this industry (Census 2022).

525
Total SBA Loans
$254.0M
Total Volume
$484K
Avg Loan Size
42% above avg
215
Active Lenders
130 mo
Avg Term
near national avg
8,066
Jobs Supported

Is SBA Lending Growing for Other Snack Food Manufacturing?

27
21
16
18
21
23
23
29
23
30
16
17
18
19
20
21
22
23
24
25
$19.9M
$10.4M
$3.4M
$13.8M
$18.2M
$31.4M
$10.2M
$16.8M
$13.4M
$13.5M

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Other Snack Food Manufacturing Businesses Use Most?

SBA 7(a)444 (85%)
SBA 50481 (15%)

What Is the Best SBA Loan for Other Snack Food Manufacturing?

SBA 504

Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026

Industry avg loan: $484K
Typical term: 130 months
Historical avg rate: 7.30%
215+ lenders active in this industry
Default rate (2018–21 matured cohort): 8.8%

Where Are Other Snack Food Manufacturing SBA Loans Most Common?

#1
CA
90 loans
$51.3M
#2
NY
38 loans
$18.0M
#3
TX
34 loans
$20.2M
#4
MN
32 loans
$13.5M
#5
OH
30 loans
$20.7M

Top SBA Lenders for Other Snack Food Manufacturing

These banks have funded the most SBA loans for other snack food manufacturing businesses (NAICS 311919). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)24$8.9M
2JPMorgan Chase Bank, National Association(OH)19$2.0M
3The Huntington National Bank(OH)18$5.7M
4U.S. Bank, National Association(OH)14$3.1M
5VelocitySBA, LLC(TX)13$118K

Other Snack Food Manufacturing Industry Context

U.S. Establishments
484
U.S. Census Bureau · 2022
SBA Penetration
108.47%
SBA loans per establishment

Ready to Fund Your Other Snack Food Manufacturing Business?

PeerSense places SBA loans for other snack food manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Other Snack Food Manufacturing business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Other Snack Food Manufacturing Businesses?

Across all SBA loan programs, 525 loans have been approved for businesses classified under NAICS 311919 (Other Snack Food Manufacturing), representing $254.0M in total capital deployed. The average approved loan of $484K is 42% above avg the national SBA average of $340K, with typical repayment terms of 130 months.

SBA lending for other snack food manufacturing has remained relatively stable across recent fiscal years. 215 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 15% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Other Snack Food Manufacturing SBA Loans

What is the average SBA loan size for other snack food manufacturing businesses?
Based on 525 approved SBA loans, the average loan size for other snack food manufacturing (NAICS 311919) is $484K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a other snack food manufacturing business?
SBA 504 is the most commonly used SBA program for other snack food manufacturing businesses. Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for other snack food manufacturing?
215 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the other snack food manufacturing sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help other snack food manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the other snack food manufacturing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Other Snack Food Manufacturing defined by NAICS code 311919. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.