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NAICS 447190Retail Trade

How Much Can Other Gasoline Stations Businesses Get in SBA Loans?

2,160 SBA loans totaling $800.0M have been approved for other gasoline stations businesses (NAICS 447190). The average approved SBA loan is $370K, which is 9% above avg the $340K national average. 438 active lenders fund this industry with a 16.8% default rate on the matured 2018-2021 loan cohort.

Above average default risk16.8% vs 15.4% all-industry avg

At 16.8%, Other Gasoline Stations sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 447190 (Other Gasoline Stations) received 2,160 SBA loans worth $800.0M across 5+ states. Average loan $370K, average term 161 months, 16.8% default rate (resolved-loan basis).438 active SBA-approved lenders fund this industry. Most other gasoline stations loans use the SBA 7(a) program.

2,160
Total SBA Loans
$800.0M
Total Volume
$370K
Avg Loan Size
9% above avg
438
Active Lenders
161 mo
Avg Term
24% above avg
12,268
Jobs Supported

Is SBA Lending Growing for Other Gasoline Stations?-95% decline

16
23
18
25
16
22
8
1
16
17
18
19
20
21
22
23
$4.1M
$11.0M
$14.0M
$18.3M
$9.9M
$27.3M
$5.9M
$40K

Which SBA Program Do Other Gasoline Stations Businesses Use Most?

SBA 7(a)1,947 (90%)
SBA 504213 (10%)

What Is the Best SBA Loan for Other Gasoline Stations?

SBA 7(a)

The most widely used SBA program for other gasoline stations businesses — flexible terms, multiple use cases

Industry avg loan: $370K
Typical term: 161 months
Historical avg rate: 6.45%
438+ lenders active in this industry
Default rate (2018–21 matured cohort): 16.8%

Where Are Other Gasoline Stations SBA Loans Most Common?

#1
CA
419 loans
$220.8M
#2
TX
156 loans
$94.9M
#3
MA
154 loans
$36.1M
#4
NJ
144 loans
$43.2M
#5
MI
103 loans
$24.9M

Top SBA Lenders for Other Gasoline Stations

These banks have funded the most SBA loans for other gasoline stations businesses (NAICS 447190). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Citizens Bank, National Association(RI)216$13.1M
2Bank of America, National Association(NC)97$6.3M
3JPMorgan Chase Bank, National Association(OH)95$41.7M
4Wells Fargo Bank National Association(SD)88$33.9M
5Bank of Hope(CA)77$40.5M

Ready to Fund Your Other Gasoline Stations Business?

PeerSense places SBA loans for other gasoline stations businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Other Gasoline Stations business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Other Gasoline Stations Businesses?

Across all SBA loan programs, 2,160 loans have been approved for businesses classified under NAICS 447190 (Other Gasoline Stations), representing $800.0M in total capital deployed. The average approved loan of $370K is 9% above avg the national SBA average of $340K, with typical repayment terms of 161 months.

SBA lending for other gasoline stations has contracted approximately 95% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 438 lenders remain active, maintaining competitive options for qualified borrowers.

The industry sees a balanced mix of SBA programs, with 10% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching other gasoline stations business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Other Gasoline Stations SBA Loans

What is the average SBA loan size for other gasoline stations businesses?
Based on 2,160 approved SBA loans, the average loan size for other gasoline stations (NAICS 447190) is $370K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a other gasoline stations business?
SBA 7(a) is the most commonly used SBA program for other gasoline stations businesses. The most widely used SBA program for other gasoline stations businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for other gasoline stations?
438 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the other gasoline stations sector.
What states have the most SBA lending for other gasoline stations?
CA leads with 419 SBA loans and $220.8M in total volume for other gasoline stations businesses. TX, MA, NJ also show strong lending activity in this sector.
How does PeerSense help other gasoline stations businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the other gasoline stations industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Other Gasoline Stations defined by NAICS code 447190. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.