What is the SBA loan default rate for Other Gasoline Stations?

At 16.8%, Other Gasoline Stations sits above the 15.4% all industry SBA default rate (charged off as a share of resolved loans), above average default risk relative to other SBA industries. The rate is measured on the resolved loans (paid in full or charged off), loans that have reached a final outcome. 438 lenders actively fund this industry.

Which SBA program is best for Other Gasoline Stations?

The SBA 7(a) program is the most commonly used for Other Gasoline Stations businesses, accounting for the majority of approved loans. The SBA 504 program is popular for larger real estate and equipment purchases.

NAICS 447190Retail Trade

How Much Can Other Gasoline Stations Businesses Get in SBA Loans?

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2,160 SBA loans totaling $800.0M have been approved for other gasoline stations businesses (NAICS 447190). The average approved SBA loan is $370K, which is 9% above avg the $340K national average. 438 active lenders fund this industry with a 16.8% default rate on the matured 2018-2021 loan cohort.

Above average default risk16.8% vs 15.4% all industry avg

At 16.8%, Other Gasoline Stations sits above the 15.4% all industry SBA default rate (charged off as a share of resolved loans), above average default risk relative to other SBA industries. The capital source prices this risk into rate and structure.

Quick Answer

NAICS 447190 (Other Gasoline Stations) received 2,160 SBA loans worth $800.0M across 5+ states. Average loan $370K, average term 161 months, 16.8% default rate (resolved loan basis).438 active SBA approved lenders fund this industry. Most other gasoline stations loans use the SBA 7(a) program.

2,160

Total SBA Loans

$800.0M

Total Volume

$370K

Avg Loan Size

9% above avg

438

Active Lenders

161 mo

Avg Term

24% above avg

12,268

Jobs Supported

Is SBA Lending Growing for Other Gasoline Stations?-95% decline

$4.1M

$11.0M

$14.0M

$18.3M

$9.9M

$27.3M

$5.9M

$40K

Which SBA Program Do Other Gasoline Stations Businesses Use Most?

SBA 7(a)1,947 (90%)

SBA 504213 (10%)

What Is the Best SBA Loan for Other Gasoline Stations?

SBA 7(a)

The most widely used SBA program for other gasoline stations businesses: flexible terms, multiple use cases

Industry avg loan: $370K

Typical term: 161 months

Historical avg rate: 6.45%

438+ lenders active in this industry

Default rate (2018 to 21 matured cohort): 16.8%

Where Are Other Gasoline Stations SBA Loans Most Common?

419 loans

$220.8M

156 loans

$94.9M

154 loans

$36.1M

144 loans

$43.2M

103 loans

$24.9M

SBA Lending Activity in Other Gasoline Stations

438 SBA lenders have funded 2,160 loans to other gasoline stations businesses (NAICS 447190). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.

Loans funded

2,160

Active lenders

438

Total volume

$800.0M

Avg loan size

$370K

Browse all SBA lenders

Talk to PeerSense

PeerSense sources capital for other gasoline stations businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Talk to PeerSense (317) 452-6990

Talk to PeerSense about financing a Other Gasoline Stations business.

Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.

SBA 7(a) / 504: PeerSense will reach out. No obligation.

How big is your deal?

Where are you in the deal?

Equity or down payment ready

Credit score

Timeline to close

SBA already on the books?

What best describes your company

Liquid funds available outside this deal

Where is the property or business

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Referral fee realized at closing · Or call (317) 452 6990

How Does SBA Lending Work for Other Gasoline Stations Businesses?

Across all SBA loan programs, 2,160 loans have been approved for businesses classified under NAICS 447190 (Other Gasoline Stations), representing $800.0M in total capital deployed. The average approved loan of $370K is 9% above avg the national SBA average of $340K, with typical repayment terms of 161 months.

SBA lending for other gasoline stations has contracted approximately 95% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 438 lenders remain active, maintaining competitive options for qualified borrowers.

The industry sees a balanced mix of SBA programs, with 10% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

Talk to PeerSense about a other gasoline stations file. The capital source sets the terms. The desk fee is paid at closing, never upfront.

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Frequently Asked Questions: Other Gasoline Stations SBA Loans

What is the average SBA loan size for other gasoline stations businesses?

Based on 2,160 approved SBA loans, the average loan size for other gasoline stations (NAICS 447190) is $370K. This compares to the national SBA average of $340K across all industries.

Which SBA loan program is best for a other gasoline stations business?

SBA 7(a) is the most commonly used SBA program for other gasoline stations businesses. The most widely used SBA program for other gasoline stations businesses: flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.

How many lenders fund SBA loans for other gasoline stations?

438 different SBA approved lenders have funded loans in this industry. Not all lenders are equally active in every industry. Talk to PeerSense. The capital source sets the terms for a other gasoline stations file.

What states have the most SBA lending for other gasoline stations?

CA leads with 419 SBA loans and $220.8M in total volume for other gasoline stations businesses. TX, MA, NJ also show strong lending activity in this sector.

How does PeerSense help other gasoline stations businesses get SBA loans?

PeerSense is a capital advisory firm. Talk to PeerSense about a other gasoline stations file. The capital source sets the terms. No upfront fee. The desk is paid at closing.

Related Retail Trade Industries

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22,132 loans · N/A

Avg: $752K

Beer, Wine, and Liquor Stores

17,295 loans · N/A

Avg: $388K

Supermarkets and Other Grocery (except Convenience) Stores

Convenience Stores

Used Car Dealers

Pharmacies and Drug Stores

7,953 loans · N/A

Avg: $454K

Data aggregated from SBA loan records (1992 to 2025). Other Gasoline Stations defined by NAICS code 447190. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.