How Much Can Other Building Material Dealers Businesses Get in SBA Loans?
4,394 SBA loans totaling $1.7B have been approved for other building material dealers businesses (NAICS 444190). The average approved SBA loan is $376K, which is 11% above avg the $340K national average. 731 active lenders fund this industry with a 17.9% default rate on the matured 2018-2021 loan cohort.
At 17.9%, Other Building Material Dealers sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 444190 (Other Building Material Dealers) received 4,394 SBA loans worth $1.7B across 5+ states. Average loan $376K, average term 129 months, 17.9% default rate (resolved-loan basis).731 active SBA-approved lenders fund this industry. Most other building material dealers loans use the SBA 7(a) program.
Is SBA Lending Growing for Other Building Material Dealers?-84% decline
Which SBA Program Do Other Building Material Dealers Businesses Use Most?
What Is the Best SBA Loan for Other Building Material Dealers?
The most widely used SBA program for other building material dealers businesses — flexible terms, multiple use cases
Where Are Other Building Material Dealers SBA Loans Most Common?
Top SBA Lenders for Other Building Material Dealers
These banks have funded the most SBA loans for other building material dealers businesses (NAICS 444190). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Citizens Bank, National Association(RI) | 245 | $14.4M |
| 2 | Wells Fargo Bank National Association(SD) | 217 | $86.8M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 213 | $28.0M |
| 4 | Bank of America, National Association(NC) | 181 | $15.7M |
| 5 | U.S. Bank, National Association(OH) | 162 | $53.9M |
Other Building Material Dealers Industry Context
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How Does SBA Lending Work for Other Building Material Dealers Businesses?
Across all SBA loan programs, 4,394 loans have been approved for businesses classified under NAICS 444190 (Other Building Material Dealers), representing $1.7B in total capital deployed. The average approved loan of $376K is 11% above avg the national SBA average of $340K, with typical repayment terms of 129 months.
SBA lending for other building material dealers has contracted approximately 84% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 731 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 15% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching other building material dealers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Other Building Material Dealers SBA Loans
What is the average SBA loan size for other building material dealers businesses?
Which SBA loan program is best for a other building material dealers business?
How many lenders fund SBA loans for other building material dealers?
What states have the most SBA lending for other building material dealers?
How does PeerSense help other building material dealers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Other Building Material Dealers defined by NAICS code 444190. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.