How Much Can On-Line Information Services Businesses Get in SBA Loans?
366 SBA loans totaling $48.2M have been approved for on-line information services businesses (NAICS 514191). The average approved SBA loan is $132K, which is 61% below avg the $340K national average. 151 active lenders fund this industry with a 13.3% default rate on the matured 2018-2021 loan cohort.
At 13.3%, On-Line Information Services sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 514191 (On-Line Information Services) received 366 SBA loans worth $48.2M across 5+ states. Average loan $132K, average term 86 months, 13.3% default rate (resolved-loan basis).151 active SBA-approved lenders fund this industry. Most on-line information services loans use the SBA 7(a) program. There are approximately 160,946 U.S. establishments in this industry (Census 2022).
Which SBA Program Do On-Line Information Services Businesses Use Most?
What Is the Best SBA Loan for On-Line Information Services?
The most widely used SBA program for on-line information services businesses — flexible terms, multiple use cases
Where Are On-Line Information Services SBA Loans Most Common?
Top SBA Lenders for On-Line Information Services
These banks have funded the most SBA loans for on-line information services businesses (NAICS 514191). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 35 | $1.5M |
| 2 | Wells Fargo Bank National Association(SD) | 24 | $5.7M |
| 3 | Bank of Hope(CA) | 18 | $110K |
| 4 | Manufacturers and Traders Trust Company(NY) | 18 | $2.7M |
| 5 | PNC Bank, National Association(DE) | 14 | $970K |
On-Line Information Services Industry Context
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How Does SBA Lending Work for On-Line Information Services Businesses?
Across all SBA loan programs, 366 loans have been approved for businesses classified under NAICS 514191 (On-Line Information Services), representing $48.2M in total capital deployed. The average approved loan of $132K is 61% below avg the national SBA average of $340K, with typical repayment terms of 86 months.
SBA lending for on-line information services has remained relatively stable across recent fiscal years. 151 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 5% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching on-line information services business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — On-Line Information Services SBA Loans
What is the average SBA loan size for on-line information services businesses?
Which SBA loan program is best for a on-line information services business?
How many lenders fund SBA loans for on-line information services?
What states have the most SBA lending for on-line information services?
How does PeerSense help on-line information services businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). On-Line Information Services defined by NAICS code 514191. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.