How Much Can Motorcycle Dealers Businesses Get in SBA Loans?
1,917 SBA loans totaling $633.9M have been approved for motorcycle dealers businesses (NAICS 441221). The average approved SBA loan is $331K, which is near national avg the $340K national average. 481 active lenders fund this industry with a 20.4% default rate on the matured 2018-2021 loan cohort.
At 20.4%, Motorcycle Dealers sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 441221 (Motorcycle Dealers) received 1,917 SBA loans worth $633.9M across 5+ states. Average loan $331K, average term 140 months, 20.4% default rate (resolved-loan basis).481 active SBA-approved lenders fund this industry. Most motorcycle dealers loans use the SBA 7(a) program.
Which SBA Program Do Motorcycle Dealers Businesses Use Most?
What Is the Best SBA Loan for Motorcycle Dealers?
The most widely used SBA program for motorcycle dealers businesses — flexible terms, multiple use cases
Where Are Motorcycle Dealers SBA Loans Most Common?
Top SBA Lenders for Motorcycle Dealers
These banks have funded the most SBA loans for motorcycle dealers businesses (NAICS 441221). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 121 | $35.0M |
| 2 | Bank of America, National Association(NC) | 95 | $6.2M |
| 3 | U.S. Bank, National Association(OH) | 69 | $17.1M |
| 4 | Citizens Bank, National Association(RI) | 57 | $2.2M |
| 5 | PNC Bank, National Association(DE) | 54 | $10.3M |
Ready to Fund Your Motorcycle Dealers Business?
PeerSense places SBA loans for motorcycle dealers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Motorcycle Dealers Businesses?
Across all SBA loan programs, 1,917 loans have been approved for businesses classified under NAICS 441221 (Motorcycle Dealers), representing $633.9M in total capital deployed. The average approved loan of $331K is near national avg the national SBA average of $340K, with typical repayment terms of 140 months.
SBA lending for motorcycle dealers has remained relatively stable across recent fiscal years. 481 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
Notably, 21% of SBA loans in this industry use the 504 program — well above the national average — indicating that motorcycle dealers businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.
PeerSense specializes in matching motorcycle dealers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Motorcycle Dealers SBA Loans
What is the average SBA loan size for motorcycle dealers businesses?
Which SBA loan program is best for a motorcycle dealers business?
How many lenders fund SBA loans for motorcycle dealers?
What states have the most SBA lending for motorcycle dealers?
How does PeerSense help motorcycle dealers businesses get SBA loans?
Related Retail Trade Industries
Gasoline Stations with Convenience Stores
Beer, Wine, and Liquor Stores
Supermarkets and Other Grocery (except Convenience) Stores
Convenience Stores
Used Car Dealers
Pharmacies and Drug Stores
Data aggregated from SBA loan records (1992–2025). Motorcycle Dealers defined by NAICS code 441221. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.