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NAICS 315228ManufacturingFY2026 Fee Waivers

How Much Can Men's and Boys' Cut and Sew Other Outerwear Manufacturing Businesses Get in SBA Loans?

92 SBA loans totaling $24.7M have been approved for men's and boys' cut and sew other outerwear manufacturing businesses (NAICS 315228). The average approved SBA loan is $268K, which is 21% below avg the $340K national average. 45 active lenders fund this industry.

Quick Answer

NAICS 315228 (Men's and Boys' Cut and Sew Other Outerwear Manufacturing) received 92 SBA loans worth $24.7M across 5+ states. Average loan $268K, average term 91 months.45 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program.

92
Total SBA Loans
$24.7M
Total Volume
$268K
Avg Loan Size
21% below avg
45
Active Lenders
91 mo
Avg Term
30% below avg
1,799
Jobs Supported

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Men's and Boys' Cut and Sew Other Outerwear Manufacturing Businesses Use Most?

SBA 7(a)88 (96%)
SBA 5044 (4%)

What Is the Best SBA Loan for Men's and Boys' Cut and Sew Other Outerwear Manufacturing?

SBA 7(a)

Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026

Industry avg loan: $268K
Typical term: 91 months
Historical avg rate: 6.53%
45+ lenders active in this industry

Where Are Men's and Boys' Cut and Sew Other Outerwear Manufacturing SBA Loans Most Common?

#1
CA
38 loans
$11.8M
#2
NY
7 loans
$1.6M
#3
NH
5 loans
$3.7M
#4
MD
5 loans
$1.5M
#5
FL
5 loans
$780K

Top SBA Lenders for Men's and Boys' Cut and Sew Other Outerwear Manufacturing

These banks have funded the most SBA loans for men's and boys' cut and sew other outerwear manufacturing businesses (NAICS 315228). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of America, National Association(NC)11$388K
2JPMorgan Chase Bank, National Association(OH)7$416K
3U.S. Bank, National Association(OH)6$2.3M
4Bank of Hope(CA)6$751K
5Zions Bank, A Division of(UT)6$1.8M

Men's and Boys' Cut and Sew Other Outerwear Manufacturing Industry Context

U.S. Employment
12,573,000
BLS · 2026

Ready to Fund Your Men's and Boys' Cut and Sew Other Outerwear Manufacturing Business?

PeerSense places SBA loans for men's and boys' cut and sew other outerwear manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Men's and Boys' Cut and Sew Other Outerwear Manufacturing business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Men's and Boys' Cut and Sew Other Outerwear Manufacturing Businesses?

Across all SBA loan programs, 92 loans have been approved for businesses classified under NAICS 315228 (Men's and Boys' Cut and Sew Other Outerwear Manufacturing), representing $24.7M in total capital deployed. The average approved loan of $268K is 21% below avg the national SBA average of $340K, with typical repayment terms of 91 months.

SBA lending for men's and boys' cut and sew other outerwear manufacturing has remained relatively stable across recent fiscal years. 45 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The overwhelming majority of SBA lending for men's and boys' cut and sew other outerwear manufacturing uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Men's and Boys' Cut and Sew Other Outerwear Manufacturing SBA Loans

What is the average SBA loan size for men's and boys' cut and sew other outerwear manufacturing businesses?
Based on 92 approved SBA loans, the average loan size for men's and boys' cut and sew other outerwear manufacturing (NAICS 315228) is $268K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a men's and boys' cut and sew other outerwear manufacturing business?
SBA 7(a) is the most commonly used SBA program for men's and boys' cut and sew other outerwear manufacturing businesses. Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for men's and boys' cut and sew other outerwear manufacturing?
45 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the men's and boys' cut and sew other outerwear manufacturing sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help men's and boys' cut and sew other outerwear manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the men's and boys' cut and sew other outerwear manufacturing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Men's and Boys' Cut and Sew Other Outerwear Manufacturing defined by NAICS code 315228. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.