How Much Can Menâs and Boysâ Cut and Sew Apparel Manufacturing Businesses Get in SBA Loans?
60 SBA loans totaling $28.8M have been approved for menâs and boysâ cut and sew apparel manufacturing businesses (NAICS 315220). The average approved SBA loan is $479K, which is 41% above avg the $340K national average. 40 active lenders fund this industry.
NAICS 315220 (Menâs and Boysâ Cut and Sew Apparel Manufacturing) received 60 SBA loans worth $28.8M across 5+ states. Average loan $479K, average term 122 months.40 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 421 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Menâs and Boysâ Cut and Sew Apparel Manufacturing?+100% growth
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Menâs and Boysâ Cut and Sew Apparel Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Menâs and Boysâ Cut and Sew Apparel Manufacturing?
Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026
Where Are Menâs and Boysâ Cut and Sew Apparel Manufacturing SBA Loans Most Common?
Top SBA Lenders for Menâs and Boysâ Cut and Sew Apparel Manufacturing
These banks have funded the most SBA loans for menâs and boysâ cut and sew apparel manufacturing businesses (NAICS 315220). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 8 | $1.7M |
| 2 | U.S. Bank, National Association(OH) | 3 | $87K |
| 3 | The Huntington National Bank(OH) | 3 | $102K |
| 4 | Business Finance Capital(CA) | 3 | $6.7M |
| 5 | BayFirst National Bank(FL) | 2 | $525K |
Menâs and Boysâ Cut and Sew Apparel Manufacturing Industry Context
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How Does SBA Lending Work for Menâs and Boysâ Cut and Sew Apparel Manufacturing Businesses?
Across all SBA loan programs, 60 loans have been approved for businesses classified under NAICS 315220 (Menâs and Boysâ Cut and Sew Apparel Manufacturing), representing $28.8M in total capital deployed. The average approved loan of $479K is 41% above avg the national SBA average of $340K, with typical repayment terms of 122 months.
SBA lending for menâs and boysâ cut and sew apparel manufacturing is accelerating — loan volume has grown approximately 100% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2017.
The industry sees a balanced mix of SBA programs, with 12% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Menâs and Boysâ Cut and Sew Apparel Manufacturing SBA Loans
What is the average SBA loan size for menâs and boysâ cut and sew apparel manufacturing businesses?
Which SBA loan program is best for a menâs and boysâ cut and sew apparel manufacturing business?
How many lenders fund SBA loans for menâs and boysâ cut and sew apparel manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help menâs and boysâ cut and sew apparel manufacturing businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Menâs and Boysâ Cut and Sew Apparel Manufacturing defined by NAICS code 315220. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.