How Much Can Menâs and Boysâ Cut and Sew Apparel Manufacturing Businesses Get in SBA Loans?
60 SBA loans totaling $28.8M have been approved for menâs and boysâ cut and sew apparel manufacturing businesses (NAICS 315220). The average approved SBA loan is $479K, which is 41% above avg the $340K national average. 40 active lenders fund this industry.
NAICS 315220 (Menâs and Boysâ Cut and Sew Apparel Manufacturing) received 60 SBA loans worth $28.8M across 5+ states. Average loan $479K, average term 122 months.40 active SBA approved lenders fund this industry.Manufacturers in NAICS 31 to 33 qualify for FY2027 SBA fee terms and can access the MARC revolving credit program. There are approximately 421 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Menâs and Boysâ Cut and Sew Apparel Manufacturing?+100% growth
FY2027 Manufacturing Fee Waivers Active
The SBA has waived both 504 fees for manufacturers in NAICS 31 to 33 through September 30, 2027:
504 loans: all guaranty fees waived for manufacturing
7(a) loans of $700,000 or less: 0% upfront fee for manufacturers
Revolving credit line: manufacturers only, launched Oct 2025
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers, currently passed House, awaiting Senate vote.
Which SBA Program Do Menâs and Boysâ Cut and Sew Apparel Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Menâs and Boysâ Cut and Sew Apparel Manufacturing?
Versatile funding for working capital, equipment, and expansion. 7(a) upfront fee is 0% for qualifying manufacturers on loans of $700,000 or less in FY2027
Where Are Menâs and Boysâ Cut and Sew Apparel Manufacturing SBA Loans Most Common?
SBA Lending Activity in Menâs and Boysâ Cut and Sew Apparel Manufacturing
40 SBA lenders have funded 60 loans to menâs and boysâ cut and sew apparel manufacturing businesses (NAICS 315220). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Menâs and Boysâ Cut and Sew Apparel Manufacturing Industry Context
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PeerSense sources capital for menâs and boysâ cut and sew apparel manufacturing businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.
Retainers
Down with SBA 7(a)
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SBA 7(a) / 504: PeerSense will reach out. No obligation.
How Does SBA Lending Work for Menâs and Boysâ Cut and Sew Apparel Manufacturing Businesses?
Across all SBA loan programs, 60 loans have been approved for businesses classified under NAICS 315220 (Menâs and Boysâ Cut and Sew Apparel Manufacturing), representing $28.8M in total capital deployed. The average approved loan of $479K is 41% above avg the national SBA average of $340K, with typical repayment terms of 122 months.
SBA lending for menâs and boysâ cut and sew apparel manufacturing is accelerating. Loan volume has grown approximately 100% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2017.
The industry sees a balanced mix of SBA programs, with 12% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31 to 33, you qualify for FY2027 SBA fee terms through September 30, 2027. For manufacturers, the SBA has waived the 504 upfront guaranty fee and annual service fee, and the 7(a) upfront fee is 0% on loans of $700,000 or less. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers, a first for SBA lending.
Frequently Asked Questions: Menâs and Boysâ Cut and Sew Apparel Manufacturing SBA Loans
What is the average SBA loan size for menâs and boysâ cut and sew apparel manufacturing businesses?
Which SBA loan program is best for a menâs and boysâ cut and sew apparel manufacturing business?
How many lenders fund SBA loans for menâs and boysâ cut and sew apparel manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help menâs and boysâ cut and sew apparel manufacturing businesses get SBA loans?
Related Manufacturing Industries
Data aggregated from SBA loan records (1992 to 2025). Menâs and Boysâ Cut and Sew Apparel Manufacturing defined by NAICS code 315220. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.