How Much Can Meat Processed from Carcasses Businesses Get in SBA Loans?
583 SBA loans totaling $354.8M have been approved for meat processed from carcasses businesses (NAICS 311612). The average approved SBA loan is $608K, which is 79% above avg the $340K national average. 257 active lenders fund this industry with a 12.9% default rate on the matured 2018-2021 loan cohort.
At 12.9%, Meat Processed from Carcasses sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 311612 (Meat Processed from Carcasses) received 583 SBA loans worth $354.8M across 5+ states. Average loan $608K, average term 161 months, 12.9% default rate (resolved-loan basis).257 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 1,636 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Meat Processed from Carcasses?+37% growth
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Meat Processed from Carcasses Businesses Use Most?
What Is the Best SBA Loan for Meat Processed from Carcasses?
Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026
Where Are Meat Processed from Carcasses SBA Loans Most Common?
Top SBA Lenders for Meat Processed from Carcasses
These banks have funded the most SBA loans for meat processed from carcasses businesses (NAICS 311612). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | U.S. Bank, National Association(OH) | 15 | $13.8M |
| 2 | The Huntington National Bank(OH) | 13 | $1.7M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 13 | $2.3M |
| 4 | Wells Fargo Bank National Association(SD) | 13 | $3.6M |
| 5 | KeyBank National Association(OH) | 11 | $8.4M |
Meat Processed from Carcasses Industry Context
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How Does SBA Lending Work for Meat Processed from Carcasses Businesses?
Across all SBA loan programs, 583 loans have been approved for businesses classified under NAICS 311612 (Meat Processed from Carcasses), representing $354.8M in total capital deployed. The average approved loan of $608K is 79% above avg the national SBA average of $340K, with typical repayment terms of 161 months.
SBA lending for meat processed from carcasses is accelerating — loan volume has grown approximately 37% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2021.
Notably, 23% of SBA loans in this industry use the 504 program — well above the national average — indicating that meat processed from carcasses businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Meat Processed from Carcasses SBA Loans
What is the average SBA loan size for meat processed from carcasses businesses?
Which SBA loan program is best for a meat processed from carcasses business?
How many lenders fund SBA loans for meat processed from carcasses?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help meat processed from carcasses businesses get SBA loans?
Related Manufacturing Industries
Data aggregated from SBA loan records (1992–2025). Meat Processed from Carcasses defined by NAICS code 311612. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.