What is the SBA loan default rate for Libraries and Archives?

21 lenders actively fund Libraries and Archives. A reliable default rate is shown only for industries with a large enough matured loan cohort; this one is below that threshold, so we do not publish a figure that would mislead.

Which SBA program is best for Libraries and Archives?

The SBA 7(a) program is the most commonly used for Libraries and Archives businesses, accounting for the majority of approved loans. The SBA 504 program is popular for larger real estate and equipment purchases.

NAICS 519120Information & Technology

How Much Can Libraries and Archives Businesses Get in SBA Loans?

Name: Libraries and Archives SBA Loan Performance Data (NAICS 519120)
Creator: PeerSense
License: https://peersense.com/terms-and-conditions

38 SBA loans totaling $10.2M have been approved for libraries and archives businesses (NAICS 519120). The average approved SBA loan is $270K, which is 21% below avg the $340K national average. 21 active lenders fund this industry.

Quick Answer

NAICS 519120 (Libraries and Archives) received 38 SBA loans worth $10.2M across 5+ states. Average loan $270K, average term 90 months.21 active SBA-approved lenders fund this industry. Most libraries and archives loans use the SBA 7(a) program. There are approximately 2,299 U.S. establishments in this industry (Census 2022).

Total SBA Loans

$10.2M

Total Volume

$270K

Avg Loan Size

21% below avg

Active Lenders

90 mo

Avg Term

31% below avg

561

Jobs Supported

Is SBA Lending Growing for Libraries and Archives?-25% decline

$315K

$405K

$1.6M

$3.0M

Which SBA Program Do Libraries and Archives Businesses Use Most?

SBA 7(a)36 (95%)

SBA 5042 (5%)

What Is the Best SBA Loan for Libraries and Archives?

SBA 7(a)

The most widely used SBA program for libraries and archives businesses — flexible terms, multiple use cases

Industry avg loan: $270K

Typical term: 90 months

Historical avg rate: 6.31%

21+ lenders active in this industry

Where Are Libraries and Archives SBA Loans Most Common?

6 loans

$3.2M

4 loans

$1.4M

4 loans

$992K

3 loans

$105K

3 loans

$1.6M

Top SBA Lenders for Libraries and Archives

These banks have funded the most SBA loans for libraries and archives businesses (NAICS 519120). PeerSense routes deals to lenders with proven appetite in your industry.

#	Lender	Loans	Volume
1	Citizens Bank, National Association(RI)	5	$210K
2	Village Bank and Trust, National Association(IL)	3	$1.6M
3	Zions Bank, A Division of(UT)	3	$967K
4	Lake Forest Bank & Trust Company, National Association(IL)	3	$1.6M
5	Brookline Bank, a Division of Beacon Bank and Trust(MA)	3	$77K

Browse all SBA lenders Best SBA lenders 2026

Libraries and Archives Industry Context

U.S. Establishments

2,299

U.S. Census Bureau · 2022

SBA Penetration

1.65%

SBA loans per establishment

Ready to Fund Your Libraries and Archives Business?

PeerSense places SBA loans for libraries and archives businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Find My Loan Program Schedule Free Consultation

Financing a Libraries and Archives business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

By checking this box and submitting my information, I electronically sign and agree that PeerSense, Inc. and its affiliates, funding partners, and franchise partners may contact me at the email address and phone number I provided — including by phone call, SMS/text message (including autodialed, prerecorded, or artificial-voice messages), and email — for marketing, franchise research, and funding-related purposes, even if that number is on any Do Not Call list. Message and data rates may apply. Consent is not a condition of purchase. I may opt out at any time by replying STOP to texts or emailing info@peersense.com. I have read and agree to the Privacy Policy and Terms of Service.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Libraries and Archives Businesses?

Across all SBA loan programs, 38 loans have been approved for businesses classified under NAICS 519120 (Libraries and Archives), representing $10.2M in total capital deployed. The average approved loan of $270K is 21% below avg the national SBA average of $340K, with typical repayment terms of 90 months.

SBA lending for libraries and archives has contracted approximately 25% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 21 lenders remain active, maintaining competitive options for qualified borrowers.

The industry sees a balanced mix of SBA programs, with 5% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching libraries and archives business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

SBA Loan Guide SBA Calculator SBA Lender Directory Best SBA Lenders 2026 Industry Data Hub Current SBA Rates Contact Us

Frequently Asked Questions — Libraries and Archives SBA Loans

What is the average SBA loan size for libraries and archives businesses?

Based on 38 approved SBA loans, the average loan size for libraries and archives (NAICS 519120) is $270K. This compares to the national SBA average of $340K across all industries.

Which SBA loan program is best for a libraries and archives business?

SBA 7(a) is the most commonly used SBA program for libraries and archives businesses. The most widely used SBA program for libraries and archives businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.

How many lenders fund SBA loans for libraries and archives?

21 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the libraries and archives sector.

What states have the most SBA lending for libraries and archives?

IL leads with 6 SBA loans and $3.2M in total volume for libraries and archives businesses. TX, UT, CT also show strong lending activity in this sector.

How does PeerSense help libraries and archives businesses get SBA loans?

PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the libraries and archives industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Related Information & Technology Industries

Motion Picture and Video Production

4,121 loans · N/A

Avg: $233K

Data Processing, Hosting, and Related Services

Software Publishers

Periodical Publishers

1,210 loans · N/A

Avg: $234K

Motion Picture Theaters (except Drive-Ins)

Newspaper Publishers

Data aggregated from SBA loan records (1992–2025). Libraries and Archives defined by NAICS code 519120. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.