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NAICS 518111Information & Technology

How Much Can Internet Service Providers Businesses Get in SBA Loans?

368 SBA loans totaling $55.6M have been approved for internet service providers businesses (NAICS 518111). The average approved SBA loan is $151K, which is 56% below avg the $340K national average. 122 active lenders fund this industry with a 15.3% default rate on the matured 2018-2021 loan cohort.

Moderate default risk15.3% vs 15.4% all-industry avg

At 15.3%, Internet Service Providers sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 518111 (Internet Service Providers) received 368 SBA loans worth $55.6M across 5+ states. Average loan $151K, average term 82 months, 15.3% default rate (resolved-loan basis).122 active SBA-approved lenders fund this industry. Most internet service providers loans use the SBA 7(a) program. There are approximately 160,946 U.S. establishments in this industry (Census 2022).

368
Total SBA Loans
$55.6M
Total Volume
$151K
Avg Loan Size
56% below avg
122
Active Lenders
82 mo
Avg Term
37% below avg
2,361
Jobs Supported

Which SBA Program Do Internet Service Providers Businesses Use Most?

SBA 7(a)350 (95%)
SBA 50418 (5%)

What Is the Best SBA Loan for Internet Service Providers?

SBA 7(a)

The most widely used SBA program for internet service providers businesses — flexible terms, multiple use cases

Industry avg loan: $151K
Typical term: 82 months
Historical avg rate: 7.00%
122+ lenders active in this industry
Default rate (2018–21 matured cohort): 15.3%

Where Are Internet Service Providers SBA Loans Most Common?

#1
CA
42 loans
$5.0M
#2
TX
33 loans
$4.2M
#3
NY
23 loans
$1.5M
#4
CO
19 loans
$5.1M
#5
WA
18 loans
$1.9M

Top SBA Lenders for Internet Service Providers

These banks have funded the most SBA loans for internet service providers businesses (NAICS 518111). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of America, National Association(NC)41$937K
2Capital One, National Association(VA)26$1.2M
3Wells Fargo Bank National Association(SD)25$2.1M
4Citizens Bank, National Association(RI)23$1.1M
5U.S. Bank, National Association(OH)19$910K

Internet Service Providers Industry Context

U.S. Establishments
160,946
U.S. Census Bureau · 2022
SBA Penetration
0.23%
SBA loans per establishment

Ready to Fund Your Internet Service Providers Business?

PeerSense places SBA loans for internet service providers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Internet Service Providers business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Internet Service Providers Businesses?

Across all SBA loan programs, 368 loans have been approved for businesses classified under NAICS 518111 (Internet Service Providers), representing $55.6M in total capital deployed. The average approved loan of $151K is 56% below avg the national SBA average of $340K, with typical repayment terms of 82 months.

SBA lending for internet service providers has remained relatively stable across recent fiscal years. 122 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The overwhelming majority of SBA lending for internet service providers uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

PeerSense specializes in matching internet service providers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Internet Service Providers SBA Loans

What is the average SBA loan size for internet service providers businesses?
Based on 368 approved SBA loans, the average loan size for internet service providers (NAICS 518111) is $151K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a internet service providers business?
SBA 7(a) is the most commonly used SBA program for internet service providers businesses. The most widely used SBA program for internet service providers businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for internet service providers?
122 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the internet service providers sector.
What states have the most SBA lending for internet service providers?
CA leads with 42 SBA loans and $5.0M in total volume for internet service providers businesses. TX, NY, CO also show strong lending activity in this sector.
How does PeerSense help internet service providers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the internet service providers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Internet Service Providers defined by NAICS code 518111. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.