What is the SBA loan default rate for Internet Service Providers?

At 15.3%, Internet Service Providers sits below the 15.4% all industry SBA default rate (charged off as a share of resolved loans), moderate default risk relative to other SBA industries. The rate is measured on the resolved loans (paid in full or charged off), loans that have reached a final outcome. 122 lenders actively fund this industry.

Which SBA program is best for Internet Service Providers?

The SBA 7(a) program is the most commonly used for Internet Service Providers businesses, accounting for the majority of approved loans. The SBA 504 program is popular for larger real estate and equipment purchases.

NAICS 518111Information & Technology

How Much Can Internet Service Providers Businesses Get in SBA Loans?

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368 SBA loans totaling $55.6M have been approved for internet service providers businesses (NAICS 518111). The average approved SBA loan is $151K, which is 56% below avg the $340K national average. 122 active lenders fund this industry with a 15.3% default rate on the matured 2018-2021 loan cohort.

Moderate default risk15.3% vs 15.4% all industry avg

At 15.3%, Internet Service Providers sits below the 15.4% all industry SBA default rate (charged off as a share of resolved loans), moderate default risk relative to other SBA industries. The capital source prices this risk into rate and structure.

Quick Answer

NAICS 518111 (Internet Service Providers) received 368 SBA loans worth $55.6M across 5+ states. Average loan $151K, average term 82 months, 15.3% default rate (resolved loan basis).122 active SBA approved lenders fund this industry. Most internet service providers loans use the SBA 7(a) program. There are approximately 160,946 U.S. establishments in this industry (Census 2022).

368

Total SBA Loans

$55.6M

Total Volume

$151K

Avg Loan Size

56% below avg

122

Active Lenders

82 mo

Avg Term

37% below avg

2,361

Jobs Supported

Which SBA Program Do Internet Service Providers Businesses Use Most?

SBA 7(a)350 (95%)

SBA 50418 (5%)

What Is the Best SBA Loan for Internet Service Providers?

SBA 7(a)

The most widely used SBA program for internet service providers businesses: flexible terms, multiple use cases

Industry avg loan: $151K

Typical term: 82 months

Historical avg rate: 7.00%

122+ lenders active in this industry

Default rate (2018 to 21 matured cohort): 15.3%

Where Are Internet Service Providers SBA Loans Most Common?

42 loans

$5.0M

33 loans

$4.2M

23 loans

$1.5M

19 loans

$5.1M

18 loans

$1.9M

SBA Lending Activity in Internet Service Providers

122 SBA lenders have funded 368 loans to internet service providers businesses (NAICS 518111). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.

Loans funded

368

Active lenders

122

Total volume

$55.6M

Avg loan size

$151K

Browse all SBA lenders

Internet Service Providers Industry Context

U.S. Establishments

160,946

U.S. Census Bureau · 2022

SBA Penetration

0.23%

SBA loans per establishment

Talk to PeerSense

PeerSense sources capital for internet service providers businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Talk to PeerSense (317) 452-6990

Talk to PeerSense about financing a Internet Service Providers business.

Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.

SBA 7(a) / 504: PeerSense will reach out. No obligation.

How big is your deal?

Where are you in the deal?

Equity or down payment ready

Credit score

Timeline to close

SBA already on the books?

What best describes your company

Liquid funds available outside this deal

Where is the property or business

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Referral fee realized at closing · Or call (317) 452 6990

How Does SBA Lending Work for Internet Service Providers Businesses?

Across all SBA loan programs, 368 loans have been approved for businesses classified under NAICS 518111 (Internet Service Providers), representing $55.6M in total capital deployed. The average approved loan of $151K is 56% below avg the national SBA average of $340K, with typical repayment terms of 82 months.

SBA lending for internet service providers has remained relatively stable across recent fiscal years. 122 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The overwhelming majority of SBA lending for internet service providers uses the 7(a) program, which provides the most flexibility, covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

Talk to PeerSense about a internet service providers file. The capital source sets the terms. The desk fee is paid at closing, never upfront.

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Frequently Asked Questions: Internet Service Providers SBA Loans

What is the average SBA loan size for internet service providers businesses?

Based on 368 approved SBA loans, the average loan size for internet service providers (NAICS 518111) is $151K. This compares to the national SBA average of $340K across all industries.

Which SBA loan program is best for a internet service providers business?

SBA 7(a) is the most commonly used SBA program for internet service providers businesses. The most widely used SBA program for internet service providers businesses: flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.

How many lenders fund SBA loans for internet service providers?

122 different SBA approved lenders have funded loans in this industry. Not all lenders are equally active in every industry. Talk to PeerSense. The capital source sets the terms for a internet service providers file.

What states have the most SBA lending for internet service providers?

CA leads with 42 SBA loans and $5.0M in total volume for internet service providers businesses. TX, NY, CO also show strong lending activity in this sector.

How does PeerSense help internet service providers businesses get SBA loans?

PeerSense is a capital advisory firm. Talk to PeerSense about a internet service providers file. The capital source sets the terms. No upfront fee. The desk is paid at closing.

Related Information & Technology Industries

Motion Picture and Video Production

4,121 loans · N/A

Avg: $233K

Data Processing, Hosting, and Related Services

Software Publishers

Periodical Publishers

1,210 loans · N/A

Avg: $234K

Motion Picture Theaters (except Drive-Ins)

Newspaper Publishers

Data aggregated from SBA loan records (1992 to 2025). Internet Service Providers defined by NAICS code 518111. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.