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NAICS 512220Information & Technology

How Much Can Integrated Record Production/Distribution Businesses Get in SBA Loans?

144 SBA loans totaling $15.5M have been approved for integrated record production/distribution businesses (NAICS 512220). The average approved SBA loan is $108K, which is 68% below avg the $340K national average. 49 active lenders fund this industry with a 30.0% default rate on the matured 2018-2021 loan cohort.

Elevated default risk30.0% vs 15.4% all-industry avg

At 30.0%, Integrated Record Production/Distribution sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 512220 (Integrated Record Production/Distribution) received 144 SBA loans worth $15.5M across 5+ states. Average loan $108K, average term 78 months, 30.0% default rate (resolved-loan basis).49 active SBA-approved lenders fund this industry. Most integrated record production/distribution loans use the SBA 7(a) program. There are approximately 160,946 U.S. establishments in this industry (Census 2022).

144
Total SBA Loans
$15.5M
Total Volume
$108K
Avg Loan Size
68% below avg
49
Active Lenders
78 mo
Avg Term
40% below avg
613
Jobs Supported

Is SBA Lending Growing for Integrated Record Production/Distribution?

4
1
2
1
16
17
18
23
$120K
$30K
$97K
$100K

Which SBA Program Do Integrated Record Production/Distribution Businesses Use Most?

SBA 7(a)140 (97%)
SBA 5044 (3%)

What Is the Best SBA Loan for Integrated Record Production/Distribution?

SBA 7(a)

The most widely used SBA program for integrated record production/distribution businesses — flexible terms, multiple use cases

Industry avg loan: $108K
Typical term: 78 months
Historical avg rate: 6.81%
49+ lenders active in this industry
Default rate (2018–21 matured cohort): 30.0%

Where Are Integrated Record Production/Distribution SBA Loans Most Common?

#1
CA
27 loans
$2.8M
#2
NY
15 loans
$1.1M
#3
TX
11 loans
$365K
#4
FL
11 loans
$538K
#5
MA
9 loans
$509K

Top SBA Lenders for Integrated Record Production/Distribution

These banks have funded the most SBA loans for integrated record production/distribution businesses (NAICS 512220). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of America, National Association(NC)26$829K
2JPMorgan Chase Bank, National Association(OH)14$783K
3Wells Fargo Bank National Association(SD)11$552K
4Capital One, National Association(VA)9$315K
5Citizens Bank, National Association(RI)9$250K

Integrated Record Production/Distribution Industry Context

U.S. Establishments
160,946
U.S. Census Bureau · 2022
SBA Penetration
0.09%
SBA loans per establishment

Ready to Fund Your Integrated Record Production/Distribution Business?

PeerSense places SBA loans for integrated record production/distribution businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Integrated Record Production/Distribution business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Integrated Record Production/Distribution Businesses?

Across all SBA loan programs, 144 loans have been approved for businesses classified under NAICS 512220 (Integrated Record Production/Distribution), representing $15.5M in total capital deployed. The average approved loan of $108K is 68% below avg the national SBA average of $340K, with typical repayment terms of 78 months.

SBA lending for integrated record production/distribution has remained relatively stable across recent fiscal years. 49 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The overwhelming majority of SBA lending for integrated record production/distribution uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

PeerSense specializes in matching integrated record production/distribution business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Integrated Record Production/Distribution SBA Loans

What is the average SBA loan size for integrated record production/distribution businesses?
Based on 144 approved SBA loans, the average loan size for integrated record production/distribution (NAICS 512220) is $108K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a integrated record production/distribution business?
SBA 7(a) is the most commonly used SBA program for integrated record production/distribution businesses. The most widely used SBA program for integrated record production/distribution businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for integrated record production/distribution?
49 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the integrated record production/distribution sector.
What states have the most SBA lending for integrated record production/distribution?
CA leads with 27 SBA loans and $2.8M in total volume for integrated record production/distribution businesses. NY, TX, FL also show strong lending activity in this sector.
How does PeerSense help integrated record production/distribution businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the integrated record production/distribution industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Integrated Record Production/Distribution defined by NAICS code 512220. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.