How Much Can Integrated Record Production/Distribution Businesses Get in SBA Loans?
144 SBA loans totaling $15.5M have been approved for integrated record production/distribution businesses (NAICS 512220). The average approved SBA loan is $108K, which is 68% below avg the $340K national average. 49 active lenders fund this industry with a 30.0% default rate on the matured 2018-2021 loan cohort.
At 30.0%, Integrated Record Production/Distribution sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 512220 (Integrated Record Production/Distribution) received 144 SBA loans worth $15.5M across 5+ states. Average loan $108K, average term 78 months, 30.0% default rate (resolved-loan basis).49 active SBA-approved lenders fund this industry. Most integrated record production/distribution loans use the SBA 7(a) program. There are approximately 160,946 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Integrated Record Production/Distribution?
Which SBA Program Do Integrated Record Production/Distribution Businesses Use Most?
What Is the Best SBA Loan for Integrated Record Production/Distribution?
The most widely used SBA program for integrated record production/distribution businesses — flexible terms, multiple use cases
Where Are Integrated Record Production/Distribution SBA Loans Most Common?
Top SBA Lenders for Integrated Record Production/Distribution
These banks have funded the most SBA loans for integrated record production/distribution businesses (NAICS 512220). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 26 | $829K |
| 2 | JPMorgan Chase Bank, National Association(OH) | 14 | $783K |
| 3 | Wells Fargo Bank National Association(SD) | 11 | $552K |
| 4 | Capital One, National Association(VA) | 9 | $315K |
| 5 | Citizens Bank, National Association(RI) | 9 | $250K |
Integrated Record Production/Distribution Industry Context
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How Does SBA Lending Work for Integrated Record Production/Distribution Businesses?
Across all SBA loan programs, 144 loans have been approved for businesses classified under NAICS 512220 (Integrated Record Production/Distribution), representing $15.5M in total capital deployed. The average approved loan of $108K is 68% below avg the national SBA average of $340K, with typical repayment terms of 78 months.
SBA lending for integrated record production/distribution has remained relatively stable across recent fiscal years. 49 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The overwhelming majority of SBA lending for integrated record production/distribution uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching integrated record production/distribution business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Integrated Record Production/Distribution SBA Loans
What is the average SBA loan size for integrated record production/distribution businesses?
Which SBA loan program is best for a integrated record production/distribution business?
How many lenders fund SBA loans for integrated record production/distribution?
What states have the most SBA lending for integrated record production/distribution?
How does PeerSense help integrated record production/distribution businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Integrated Record Production/Distribution defined by NAICS code 512220. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.