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NAICS 315291ManufacturingFY2026 Fee Waivers

How Much Can Infants' Cut and Sew Apparel Manufacturing Businesses Get in SBA Loans?

45 SBA loans totaling $7.8M have been approved for infants' cut and sew apparel manufacturing businesses (NAICS 315291). The average approved SBA loan is $174K, which is 49% below avg the $340K national average. 23 active lenders fund this industry.

Quick Answer

NAICS 315291 (Infants' Cut and Sew Apparel Manufacturing) received 45 SBA loans worth $7.8M across 5+ states. Average loan $174K, average term 83 months.23 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program.

45
Total SBA Loans
$7.8M
Total Volume
$174K
Avg Loan Size
49% below avg
23
Active Lenders
83 mo
Avg Term
36% below avg
642
Jobs Supported

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Infants' Cut and Sew Apparel Manufacturing Businesses Use Most?

SBA 7(a)45 (100%)

What Is the Best SBA Loan for Infants' Cut and Sew Apparel Manufacturing?

SBA 7(a)

Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026

Industry avg loan: $174K
Typical term: 83 months
Historical avg rate: 6.71%
23+ lenders active in this industry

Where Are Infants' Cut and Sew Apparel Manufacturing SBA Loans Most Common?

#1
CA
14 loans
$3.2M
#2
WA
4 loans
$1.0M
#3
NY
4 loans
$236K
#4
TX
4 loans
$130K
#5
UT
3 loans
$70K

Top SBA Lenders for Infants' Cut and Sew Apparel Manufacturing

These banks have funded the most SBA loans for infants' cut and sew apparel manufacturing businesses (NAICS 315291). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1JPMorgan Chase Bank, National Association(OH)15$1.3M
2Bank of America, National Association(NC)5$105K
3Wells Fargo Bank National Association(SD)3$85K
4Bank of Hope(CA)2$70K
5U.S. Bank, National Association(OH)2$1.9M

Ready to Fund Your Infants' Cut and Sew Apparel Manufacturing Business?

PeerSense places SBA loans for infants' cut and sew apparel manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Infants' Cut and Sew Apparel Manufacturing business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Infants' Cut and Sew Apparel Manufacturing Businesses?

Across all SBA loan programs, 45 loans have been approved for businesses classified under NAICS 315291 (Infants' Cut and Sew Apparel Manufacturing), representing $7.8M in total capital deployed. The average approved loan of $174K is 49% below avg the national SBA average of $340K, with typical repayment terms of 83 months.

SBA lending for infants' cut and sew apparel manufacturing has remained relatively stable across recent fiscal years. 23 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The overwhelming majority of SBA lending for infants' cut and sew apparel manufacturing uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Infants' Cut and Sew Apparel Manufacturing SBA Loans

What is the average SBA loan size for infants' cut and sew apparel manufacturing businesses?
Based on 45 approved SBA loans, the average loan size for infants' cut and sew apparel manufacturing (NAICS 315291) is $174K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a infants' cut and sew apparel manufacturing business?
SBA 7(a) is the most commonly used SBA program for infants' cut and sew apparel manufacturing businesses. Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for infants' cut and sew apparel manufacturing?
23 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the infants' cut and sew apparel manufacturing sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help infants' cut and sew apparel manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the infants' cut and sew apparel manufacturing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Infants' Cut and Sew Apparel Manufacturing defined by NAICS code 315291. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.