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NAICS 315291ManufacturingFY2027 Fee Waivers

How Much Can Infants' Cut and Sew Apparel Manufacturing Businesses Get in SBA Loans?

45 SBA loans totaling $7.8M have been approved for infants' cut and sew apparel manufacturing businesses (NAICS 315291). The average approved SBA loan is $174K, which is 49% below avg the $340K national average. 23 active lenders fund this industry.

Quick Answer

NAICS 315291 (Infants' Cut and Sew Apparel Manufacturing) received 45 SBA loans worth $7.8M across 5+ states. Average loan $174K, average term 83 months.23 active SBA approved lenders fund this industry.Manufacturers in NAICS 31 to 33 qualify for FY2027 SBA fee terms and can access the MARC revolving credit program.

45
Total SBA Loans
$7.8M
Total Volume
$174K
Avg Loan Size
49% below avg
23
Active Lenders
83 mo
Avg Term
36% below avg
642
Jobs Supported

FY2027 Manufacturing Fee Waivers Active

The SBA has waived both 504 fees for manufacturers in NAICS 31 to 33 through September 30, 2027:

$0 Fees

504 loans: all guaranty fees waived for manufacturing

$0 Fees

7(a) loans of $700,000 or less: 0% upfront fee for manufacturers

$5M MARC

Revolving credit line: manufacturers only, launched Oct 2025

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers, currently passed House, awaiting Senate vote.

Which SBA Program Do Infants' Cut and Sew Apparel Manufacturing Businesses Use Most?

SBA 7(a)45 (100%)

What Is the Best SBA Loan for Infants' Cut and Sew Apparel Manufacturing?

SBA 7(a)

Versatile funding for working capital, equipment, and expansion. 7(a) upfront fee is 0% for qualifying manufacturers on loans of $700,000 or less in FY2027

Industry avg loan: $174K
Typical term: 83 months
Historical avg rate: 6.71%
23+ lenders active in this industry

Where Are Infants' Cut and Sew Apparel Manufacturing SBA Loans Most Common?

#1
CA
14 loans
$3.2M
#2
WA
4 loans
$1.0M
#3
NY
4 loans
$236K
#4
TX
4 loans
$130K
#5
UT
3 loans
$70K

SBA Lending Activity in Infants' Cut and Sew Apparel Manufacturing

23 SBA lenders have funded 45 loans to infants' cut and sew apparel manufacturing businesses (NAICS 315291). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.

Loans funded
45
Active lenders
23
Total volume
$7.8M
Avg loan size
$174K

Talk to PeerSense

PeerSense sources capital for infants' cut and sew apparel manufacturing businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Talk to PeerSense about financing a Infants' Cut and Sew Apparel Manufacturing business.

Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.

SBA 7(a) / 504: PeerSense will reach out. No obligation.

How big is your deal?
Where are you in the deal?
Equity or down payment ready
Credit score
Timeline to close
SBA already on the books?
What best describes your company
Liquid funds available outside this deal

Referral fee realized at closing · Or call (317) 452 6990

How Does SBA Lending Work for Infants' Cut and Sew Apparel Manufacturing Businesses?

Across all SBA loan programs, 45 loans have been approved for businesses classified under NAICS 315291 (Infants' Cut and Sew Apparel Manufacturing), representing $7.8M in total capital deployed. The average approved loan of $174K is 49% below avg the national SBA average of $340K, with typical repayment terms of 83 months.

SBA lending for infants' cut and sew apparel manufacturing has remained relatively stable across recent fiscal years. 23 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The overwhelming majority of SBA lending for infants' cut and sew apparel manufacturing uses the 7(a) program, which provides the most flexibility, covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

As a manufacturing business under NAICS 31 to 33, you qualify for FY2027 SBA fee terms through September 30, 2027. For manufacturers, the SBA has waived the 504 upfront guaranty fee and annual service fee, and the 7(a) upfront fee is 0% on loans of $700,000 or less. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers, a first for SBA lending.

Frequently Asked Questions: Infants' Cut and Sew Apparel Manufacturing SBA Loans

What is the average SBA loan size for infants' cut and sew apparel manufacturing businesses?
Based on 45 approved SBA loans, the average loan size for infants' cut and sew apparel manufacturing (NAICS 315291) is $174K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a infants' cut and sew apparel manufacturing business?
SBA 7(a) is the most commonly used SBA program for infants' cut and sew apparel manufacturing businesses. Versatile funding for working capital, equipment, and expansion. 7(a) upfront fee is 0% for qualifying manufacturers on loans of $700,000 or less in FY2027. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for infants' cut and sew apparel manufacturing?
23 different SBA approved lenders have funded loans in this industry. Not all lenders are equally active in every industry. Talk to PeerSense. The capital source sets the terms for a infants' cut and sew apparel manufacturing file.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. In FY2027, the SBA has waived both 504 fees for manufacturers, including debt refinance with or without expansion. The upfront 7(a) fee is also 0% for manufacturers on loans of $700,000 or less. The MARC program offers revolving credit up to $5M for manufacturers.
How does PeerSense help infants' cut and sew apparel manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm. Talk to PeerSense about a infants' cut and sew apparel manufacturing file. The capital source sets the terms. No upfront fee. The desk is paid at closing.

Data aggregated from SBA loan records (1992 to 2025). Infants' Cut and Sew Apparel Manufacturing defined by NAICS code 315291. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.