How Much Can Electronics and Appliance Retailers Businesses Get in SBA Loans?
517 SBA loans totaling $257.9M have been approved for electronics and appliance retailers businesses (NAICS 449210). The average approved SBA loan is $499K, which is 47% above avg the $340K national average. 141 active lenders fund this industry with a 1.7% historical default rate.
NAICS 449210 (Electronics and Appliance Retailers) received 517 SBA loans worth $257.9M across 5+ states. Average loan $499K, average term 140 months, default rate 1.7%.141 active SBA-approved lenders fund this industry. Most electronics and appliance retailers loans use the SBA 7(a) program.
Is SBA Lending Growing for Electronics and Appliance Retailers?+20% growth
Which SBA Program Do Electronics and Appliance Retailers Businesses Use Most?
What Is the Best SBA Loan for Electronics and Appliance Retailers?
The most widely used SBA program for electronics and appliance retailers businesses — flexible terms, multiple use cases
Where Are Electronics and Appliance Retailers SBA Loans Most Common?
Top SBA Lenders for Electronics and Appliance Retailers
These banks have funded the most SBA loans for electronics and appliance retailers businesses (NAICS 449210). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | U.S. Bank, National Association(OH) | 55 | $9.3M |
| 2 | Northeast Bank(ME) | 30 | $5.3M |
| 3 | TD Bank, National Association(DE) | 30 | $3.2M |
| 4 | The Huntington National Bank(OH) | 26 | $3.2M |
| 5 | Readycap Lending, LLC(NJ) | 25 | $10.2M |
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PeerSense places SBA loans for electronics and appliance retailers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Electronics and Appliance Retailers Businesses?
Across all SBA loan programs, 517 loans have been approved for businesses classified under NAICS 449210 (Electronics and Appliance Retailers), representing $257.9M in total capital deployed. The average approved loan of $499K is 47% above avg the national SBA average of $340K, with typical repayment terms of 140 months.
SBA lending for electronics and appliance retailers is accelerating — loan volume has grown approximately 20% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2024.
The industry sees a balanced mix of SBA programs, with 9% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching electronics and appliance retailers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Electronics and Appliance Retailers SBA Loans
What is the average SBA loan size for electronics and appliance retailers businesses?
Which SBA loan program is best for a electronics and appliance retailers business?
How many lenders fund SBA loans for electronics and appliance retailers?
What states have the most SBA lending for electronics and appliance retailers?
How does PeerSense help electronics and appliance retailers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Electronics and Appliance Retailers defined by NAICS code 449210. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.