How Much Can Floor Covering Retailers Businesses Get in SBA Loans?
294 SBA loans totaling $183.2M have been approved for floor covering retailers businesses (NAICS 449121). The average approved SBA loan is $623K, which is 83% above avg the $340K national average. 122 active lenders fund this industry.
NAICS 449121 (Floor Covering Retailers) received 294 SBA loans worth $183.2M across 5+ states. Average loan $623K, average term 152 months.122 active SBA-approved lenders fund this industry. Most floor covering retailers loans use the SBA 504 program.
Is SBA Lending Growing for Floor Covering Retailers?+25% growth
Which SBA Program Do Floor Covering Retailers Businesses Use Most?
What Is the Best SBA Loan for Floor Covering Retailers?
11% of floor covering retailers loans use this program — ideal for real estate and major equipment purchases
Where Are Floor Covering Retailers SBA Loans Most Common?
Top SBA Lenders for Floor Covering Retailers
These banks have funded the most SBA loans for floor covering retailers businesses (NAICS 449121). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | The Huntington National Bank(OH) | 54 | $12.1M |
| 2 | Northeast Bank(ME) | 13 | $2.9M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 11 | $5.2M |
| 4 | U.S. Bank, National Association(OH) | 10 | $4.3M |
| 5 | Live Oak Banking Company(NC) | 7 | $13.2M |
Floor Covering Retailers Industry Context
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PeerSense places SBA loans for floor covering retailers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Floor Covering Retailers Businesses?
Across all SBA loan programs, 294 loans have been approved for businesses classified under NAICS 449121 (Floor Covering Retailers), representing $183.2M in total capital deployed. The average approved loan of $623K is 83% above avg the national SBA average of $340K, with typical repayment terms of 152 months.
SBA lending for floor covering retailers is accelerating — loan volume has grown approximately 25% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 11% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching floor covering retailers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Floor Covering Retailers SBA Loans
What is the average SBA loan size for floor covering retailers businesses?
Which SBA loan program is best for a floor covering retailers business?
How many lenders fund SBA loans for floor covering retailers?
What states have the most SBA lending for floor covering retailers?
How does PeerSense help floor covering retailers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Floor Covering Retailers defined by NAICS code 449121. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.