How Much Can Furniture Retailers Businesses Get in SBA Loans?
557 SBA loans totaling $379.8M have been approved for furniture retailers businesses (NAICS 449110). The average approved SBA loan is $682K, which is 100% above avg the $340K national average. 189 active lenders fund this industry.
NAICS 449110 (Furniture Retailers) received 557 SBA loans worth $379.8M across 5+ states. Average loan $682K, average term 160 months.189 active SBA-approved lenders fund this industry. Most furniture retailers loans use the SBA 504 program.
Is SBA Lending Growing for Furniture Retailers?+67% growth
Which SBA Program Do Furniture Retailers Businesses Use Most?
What Is the Best SBA Loan for Furniture Retailers?
13% of furniture retailers loans use this program — ideal for real estate and major equipment purchases
Where Are Furniture Retailers SBA Loans Most Common?
Top SBA Lenders for Furniture Retailers
These banks have funded the most SBA loans for furniture retailers businesses (NAICS 449110). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | The Huntington National Bank(OH) | 41 | $15.0M |
| 2 | Northeast Bank(ME) | 39 | $6.7M |
| 3 | Newtek Bank, National Association(FL) | 29 | $17.3M |
| 4 | BayFirst National Bank(FL) | 25 | $3.6M |
| 5 | Wells Fargo Bank National Association(SD) | 18 | $11.0M |
Ready to Fund Your Furniture Retailers Business?
PeerSense places SBA loans for furniture retailers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Financing a Furniture Retailers business? Get matched to an SBA lender.
Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.
SBA 7(a) / 504 — Response within 4 business hours. No obligation.
How Does SBA Lending Work for Furniture Retailers Businesses?
Across all SBA loan programs, 557 loans have been approved for businesses classified under NAICS 449110 (Furniture Retailers), representing $379.8M in total capital deployed. The average approved loan of $682K is 100% above avg the national SBA average of $340K, with typical repayment terms of 160 months.
SBA lending for furniture retailers is accelerating — loan volume has grown approximately 67% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 13% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching furniture retailers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Furniture Retailers SBA Loans
What is the average SBA loan size for furniture retailers businesses?
Which SBA loan program is best for a furniture retailers business?
How many lenders fund SBA loans for furniture retailers?
What states have the most SBA lending for furniture retailers?
How does PeerSense help furniture retailers businesses get SBA loans?
Related Retail Trade Industries
Gasoline Stations with Convenience Stores
Beer, Wine, and Liquor Stores
Supermarkets and Other Grocery (except Convenience) Stores
Convenience Stores
Used Car Dealers
Pharmacies and Drug Stores
Data aggregated from SBA loan records (1992–2025). Furniture Retailers defined by NAICS code 449110. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.