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NAICS 445298Retail TradeLending Growing

How Much Can All Other Specialty Food Retailers Businesses Get in SBA Loans?

669 SBA loans totaling $312.3M have been approved for all other specialty food retailers businesses (NAICS 445298). The average approved SBA loan is $467K, which is 37% above avg the $340K national average. 237 active lenders fund this industry.

Quick Answer

NAICS 445298 (All Other Specialty Food Retailers) received 669 SBA loans worth $312.3M across 5+ states. Average loan $467K, average term 145 months.237 active SBA-approved lenders fund this industry. Most all other specialty food retailers loans use the SBA 7(a) program.

669
Total SBA Loans
$312.3M
Total Volume
$467K
Avg Loan Size
37% above avg
237
Active Lenders
145 mo
Avg Term
12% above avg
8,508
Jobs Supported

Is SBA Lending Growing for All Other Specialty Food Retailers?+18% growth

77
179
174
212
22
23
24
25
$58.6M
$79.3M
$70.7M
$89.8M

Which SBA Program Do All Other Specialty Food Retailers Businesses Use Most?

SBA 7(a)613 (92%)
SBA 50456 (8%)

What Is the Best SBA Loan for All Other Specialty Food Retailers?

SBA 7(a)

The most widely used SBA program for all other specialty food retailers businesses — flexible terms, multiple use cases

Industry avg loan: $467K
Typical term: 145 months
Historical avg rate: 9.87%
237+ lenders active in this industry

Where Are All Other Specialty Food Retailers SBA Loans Most Common?

#1
CA
69 loans
$32.9M
#2
NY
61 loans
$38.7M
#3
FL
50 loans
$25.5M
#4
OH
43 loans
$12.3M
#5
TX
41 loans
$21.9M

Top SBA Lenders for All Other Specialty Food Retailers

These banks have funded the most SBA loans for all other specialty food retailers businesses (NAICS 445298). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1The Huntington National Bank(OH)83$21.5M
2Northeast Bank(ME)34$4.5M
3Readycap Lending, LLC(NJ)27$10.9M
4Manufacturers and Traders Trust Company(NY)26$2.6M
5Wells Fargo Bank National Association(SD)16$2.1M

Ready to Fund Your All Other Specialty Food Retailers Business?

PeerSense places SBA loans for all other specialty food retailers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a All Other Specialty Food Retailers business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for All Other Specialty Food Retailers Businesses?

Across all SBA loan programs, 669 loans have been approved for businesses classified under NAICS 445298 (All Other Specialty Food Retailers), representing $312.3M in total capital deployed. The average approved loan of $467K is 37% above avg the national SBA average of $340K, with typical repayment terms of 145 months.

SBA lending for all other specialty food retailers is accelerating — loan volume has grown approximately 18% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The industry sees a balanced mix of SBA programs, with 8% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching all other specialty food retailers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — All Other Specialty Food Retailers SBA Loans

What is the average SBA loan size for all other specialty food retailers businesses?
Based on 669 approved SBA loans, the average loan size for all other specialty food retailers (NAICS 445298) is $467K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a all other specialty food retailers business?
SBA 7(a) is the most commonly used SBA program for all other specialty food retailers businesses. The most widely used SBA program for all other specialty food retailers businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for all other specialty food retailers?
237 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the all other specialty food retailers sector.
What states have the most SBA lending for all other specialty food retailers?
CA leads with 69 SBA loans and $32.9M in total volume for all other specialty food retailers businesses. NY, FL, OH also show strong lending activity in this sector.
How does PeerSense help all other specialty food retailers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the all other specialty food retailers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). All Other Specialty Food Retailers defined by NAICS code 445298. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.