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NAICS 445250Retail TradeLending Growing

How Much Can Fish and Seafood Retailers Businesses Get in SBA Loans?

75 SBA loans totaling $34.4M have been approved for fish and seafood retailers businesses (NAICS 445250). The average approved SBA loan is $458K, which is 35% above avg the $340K national average. 45 active lenders fund this industry.

Quick Answer

NAICS 445250 (Fish and Seafood Retailers) received 75 SBA loans worth $34.4M across 5+ states. Average loan $458K, average term 144 months.45 active SBA-approved lenders fund this industry. Most fish and seafood retailers loans use the SBA 7(a) program.

75
Total SBA Loans
$34.4M
Total Volume
$458K
Avg Loan Size
35% above avg
45
Active Lenders
144 mo
Avg Term
11% above avg
681
Jobs Supported

Is SBA Lending Growing for Fish and Seafood Retailers?+19% growth

8
21
19
25
22
23
24
25
$2.6M
$8.3M
$6.1M
$17.2M

Which SBA Program Do Fish and Seafood Retailers Businesses Use Most?

SBA 7(a)69 (92%)
SBA 5046 (8%)

What Is the Best SBA Loan for Fish and Seafood Retailers?

SBA 7(a)

The most widely used SBA program for fish and seafood retailers businesses — flexible terms, multiple use cases

Industry avg loan: $458K
Typical term: 144 months
Historical avg rate: 10.14%
45+ lenders active in this industry

Where Are Fish and Seafood Retailers SBA Loans Most Common?

#1
NY
23 loans
$10.1M
#2
NJ
8 loans
$4.5M
#3
CA
8 loans
$6.6M
#4
OR
5 loans
$150K
#5
LA
4 loans
$4.5M

Top SBA Lenders for Fish and Seafood Retailers

These banks have funded the most SBA loans for fish and seafood retailers businesses (NAICS 445250). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1TD Bank, National Association(DE)5$700K
2Manufacturers and Traders Trust Company(NY)5$771K
3Readycap Lending, LLC(NJ)4$1.8M
4Columbia Bank(OR)3$100K
5Webster Bank National Association(CT)3$1.1M

Ready to Fund Your Fish and Seafood Retailers Business?

PeerSense places SBA loans for fish and seafood retailers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Fish and Seafood Retailers business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Fish and Seafood Retailers Businesses?

Across all SBA loan programs, 75 loans have been approved for businesses classified under NAICS 445250 (Fish and Seafood Retailers), representing $34.4M in total capital deployed. The average approved loan of $458K is 35% above avg the national SBA average of $340K, with typical repayment terms of 144 months.

SBA lending for fish and seafood retailers is accelerating — loan volume has grown approximately 19% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The industry sees a balanced mix of SBA programs, with 8% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching fish and seafood retailers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Fish and Seafood Retailers SBA Loans

What is the average SBA loan size for fish and seafood retailers businesses?
Based on 75 approved SBA loans, the average loan size for fish and seafood retailers (NAICS 445250) is $458K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a fish and seafood retailers business?
SBA 7(a) is the most commonly used SBA program for fish and seafood retailers businesses. The most widely used SBA program for fish and seafood retailers businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for fish and seafood retailers?
45 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the fish and seafood retailers sector.
What states have the most SBA lending for fish and seafood retailers?
NY leads with 23 SBA loans and $10.1M in total volume for fish and seafood retailers businesses. NJ, CA, OR also show strong lending activity in this sector.
How does PeerSense help fish and seafood retailers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the fish and seafood retailers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Fish and Seafood Retailers defined by NAICS code 445250. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.