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NAICS 445132Retail TradeLending Growing

How Much Can Confectionery and Nut Retailers Businesses Get in SBA Loans?

525 SBA loans totaling $77.5M have been approved for confectionery and nut retailers businesses (NAICS 445132). The average approved SBA loan is $148K, which is 57% below avg the $340K national average. 95 active lenders fund this industry.

Quick Answer

NAICS 445132 (Confectionery and Nut Retailers) received 525 SBA loans worth $77.5M across 5+ states. Average loan $148K, average term 116 months.95 active SBA-approved lenders fund this industry. Most confectionery and nut retailers loans use the SBA 7(a) program.

525
Total SBA Loans
$77.5M
Total Volume
$148K
Avg Loan Size
57% below avg
95
Active Lenders
116 mo
Avg Term
11% below avg
1,464
Jobs Supported

Is SBA Lending Growing for Confectionery and Nut Retailers?+103% growth

37
103
139
209
22
23
24
25
$7.0M
$13.2M
$21.3M
$27.8M

Which SBA Program Do Confectionery and Nut Retailers Businesses Use Most?

SBA 7(a)520 (99%)
SBA 5045 (1%)

What Is the Best SBA Loan for Confectionery and Nut Retailers?

SBA 7(a)

The most widely used SBA program for confectionery and nut retailers businesses — flexible terms, multiple use cases

Industry avg loan: $148K
Typical term: 116 months
Historical avg rate: 10.61%
95+ lenders active in this industry

Where Are Confectionery and Nut Retailers SBA Loans Most Common?

#1
TX
63 loans
$8.1M
#2
CA
63 loans
$10.2M
#3
FL
41 loans
$6.1M
#4
IL
23 loans
$2.8M
#5
OH
23 loans
$2.4M

Top SBA Lenders for Confectionery and Nut Retailers

These banks have funded the most SBA loans for confectionery and nut retailers businesses (NAICS 445132). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1United Midwest Savings Bank National Association(OH)251$32.6M
2The Huntington National Bank(OH)32$2.8M
3Wells Fargo Bank National Association(SD)25$365K
4Manufacturers and Traders Trust Company(NY)18$1.0M
5Newtek Bank, National Association(FL)18$2.9M

Ready to Fund Your Confectionery and Nut Retailers Business?

PeerSense places SBA loans for confectionery and nut retailers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Confectionery and Nut Retailers business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Confectionery and Nut Retailers Businesses?

Across all SBA loan programs, 525 loans have been approved for businesses classified under NAICS 445132 (Confectionery and Nut Retailers), representing $77.5M in total capital deployed. The average approved loan of $148K is 57% below avg the national SBA average of $340K, with typical repayment terms of 116 months.

SBA lending for confectionery and nut retailers is accelerating — loan volume has grown approximately 103% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The overwhelming majority of SBA lending for confectionery and nut retailers uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

PeerSense specializes in matching confectionery and nut retailers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Confectionery and Nut Retailers SBA Loans

What is the average SBA loan size for confectionery and nut retailers businesses?
Based on 525 approved SBA loans, the average loan size for confectionery and nut retailers (NAICS 445132) is $148K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a confectionery and nut retailers business?
SBA 7(a) is the most commonly used SBA program for confectionery and nut retailers businesses. The most widely used SBA program for confectionery and nut retailers businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for confectionery and nut retailers?
95 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the confectionery and nut retailers sector.
What states have the most SBA lending for confectionery and nut retailers?
TX leads with 63 SBA loans and $8.1M in total volume for confectionery and nut retailers businesses. CA, FL, IL also show strong lending activity in this sector.
How does PeerSense help confectionery and nut retailers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the confectionery and nut retailers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Confectionery and Nut Retailers defined by NAICS code 445132. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.