How Much Can Nursery, Garden Center, and Farm Supply Retailers Businesses Get in SBA Loans?
329 SBA loans totaling $173.7M have been approved for nursery, garden center, and farm supply retailers businesses (NAICS 444240). The average approved SBA loan is $528K, which is 55% above avg the $340K national average. 140 active lenders fund this industry.
NAICS 444240 (Nursery, Garden Center, and Farm Supply Retailers) received 329 SBA loans worth $173.7M across 5+ states. Average loan $528K, average term 163 months.140 active SBA-approved lenders fund this industry. Most nursery, garden center, and farm supply retailers loans use the SBA 504 program.
Is SBA Lending Growing for Nursery, Garden Center, and Farm Supply Retailers?+26% growth
Which SBA Program Do Nursery, Garden Center, and Farm Supply Retailers Businesses Use Most?
What Is the Best SBA Loan for Nursery, Garden Center, and Farm Supply Retailers?
11% of nursery, garden center, and farm supply retailers loans use this program — ideal for real estate and major equipment purchases
Where Are Nursery, Garden Center, and Farm Supply Retailers SBA Loans Most Common?
Top SBA Lenders for Nursery, Garden Center, and Farm Supply Retailers
These banks have funded the most SBA loans for nursery, garden center, and farm supply retailers businesses (NAICS 444240). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | The Huntington National Bank(OH) | 18 | $2.5M |
| 2 | Columbia Bank(OR) | 16 | $1.3M |
| 3 | Northeast Bank(ME) | 14 | $1.8M |
| 4 | Manufacturers and Traders Trust Company(NY) | 14 | $3.0M |
| 5 | Readycap Lending, LLC(NJ) | 10 | $3.3M |
Nursery, Garden Center, and Farm Supply Retailers Industry Context
Ready to Fund Your Nursery, Garden Center, and Farm Supply Retailers Business?
PeerSense places SBA loans for nursery, garden center, and farm supply retailers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Nursery, Garden Center, and Farm Supply Retailers Businesses?
Across all SBA loan programs, 329 loans have been approved for businesses classified under NAICS 444240 (Nursery, Garden Center, and Farm Supply Retailers), representing $173.7M in total capital deployed. The average approved loan of $528K is 55% above avg the national SBA average of $340K, with typical repayment terms of 163 months.
SBA lending for nursery, garden center, and farm supply retailers is accelerating — loan volume has grown approximately 26% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 11% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching nursery, garden center, and farm supply retailers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Nursery, Garden Center, and Farm Supply Retailers SBA Loans
What is the average SBA loan size for nursery, garden center, and farm supply retailers businesses?
Which SBA loan program is best for a nursery, garden center, and farm supply retailers business?
How many lenders fund SBA loans for nursery, garden center, and farm supply retailers?
What states have the most SBA lending for nursery, garden center, and farm supply retailers?
How does PeerSense help nursery, garden center, and farm supply retailers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Nursery, Garden Center, and Farm Supply Retailers defined by NAICS code 444240. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.