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NAICS 444230Retail TradeLending Growing

How Much Can Outdoor Power Equipment Retailers Businesses Get in SBA Loans?

151 SBA loans totaling $100.4M have been approved for outdoor power equipment retailers businesses (NAICS 444230). The average approved SBA loan is $665K, which is 95% above avg the $340K national average. 83 active lenders fund this industry.

Quick Answer

NAICS 444230 (Outdoor Power Equipment Retailers) received 151 SBA loans worth $100.4M across 5+ states. Average loan $665K, average term 162 months.83 active SBA-approved lenders fund this industry. Most outdoor power equipment retailers loans use the SBA 504 program.

151
Total SBA Loans
$100.4M
Total Volume
$665K
Avg Loan Size
95% above avg
83
Active Lenders
162 mo
Avg Term
25% above avg
1,427
Jobs Supported

Is SBA Lending Growing for Outdoor Power Equipment Retailers?+104% growth

19
26
48
53
22
23
24
25
$17.0M
$19.4M
$28.1M
$32.5M

Which SBA Program Do Outdoor Power Equipment Retailers Businesses Use Most?

SBA 7(a)131 (87%)
SBA 50420 (13%)

What Is the Best SBA Loan for Outdoor Power Equipment Retailers?

SBA 504

13% of outdoor power equipment retailers loans use this program — ideal for real estate and major equipment purchases

Industry avg loan: $665K
Typical term: 162 months
Historical avg rate: 9.64%
83+ lenders active in this industry

Where Are Outdoor Power Equipment Retailers SBA Loans Most Common?

#1
FL
14 loans
$11.7M
#2
CA
13 loans
$7.5M
#3
GA
11 loans
$6.6M
#4
OH
10 loans
$2.3M
#5
WI
10 loans
$4.2M

Top SBA Lenders for Outdoor Power Equipment Retailers

These banks have funded the most SBA loans for outdoor power equipment retailers businesses (NAICS 444230). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Northeast Bank(ME)8$2.2M
2The Huntington National Bank(OH)8$615K
3BayFirst National Bank(FL)8$1.4M
4U.S. Bank, National Association(OH)5$6.0M
5Manufacturers and Traders Trust Company(NY)4$2.4M

Ready to Fund Your Outdoor Power Equipment Retailers Business?

PeerSense places SBA loans for outdoor power equipment retailers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Outdoor Power Equipment Retailers business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Outdoor Power Equipment Retailers Businesses?

Across all SBA loan programs, 151 loans have been approved for businesses classified under NAICS 444230 (Outdoor Power Equipment Retailers), representing $100.4M in total capital deployed. The average approved loan of $665K is 95% above avg the national SBA average of $340K, with typical repayment terms of 162 months.

SBA lending for outdoor power equipment retailers is accelerating — loan volume has grown approximately 104% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The industry sees a balanced mix of SBA programs, with 13% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching outdoor power equipment retailers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Outdoor Power Equipment Retailers SBA Loans

What is the average SBA loan size for outdoor power equipment retailers businesses?
Based on 151 approved SBA loans, the average loan size for outdoor power equipment retailers (NAICS 444230) is $665K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a outdoor power equipment retailers business?
SBA 504 is the most commonly used SBA program for outdoor power equipment retailers businesses. 13% of outdoor power equipment retailers loans use this program — ideal for real estate and major equipment purchases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for outdoor power equipment retailers?
83 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the outdoor power equipment retailers sector.
What states have the most SBA lending for outdoor power equipment retailers?
FL leads with 14 SBA loans and $11.7M in total volume for outdoor power equipment retailers businesses. CA, GA, OH also show strong lending activity in this sector.
How does PeerSense help outdoor power equipment retailers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the outdoor power equipment retailers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Outdoor Power Equipment Retailers defined by NAICS code 444230. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.