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NAICS 444180Retail TradeLending Growing

How Much Can Other Building Material Dealers Businesses Get in SBA Loans?

556 SBA loans totaling $466.6M have been approved for other building material dealers businesses (NAICS 444180). The average approved SBA loan is $839K, which is 146% above avg the $340K national average. 204 active lenders fund this industry with a 0.5% historical default rate.

Quick Answer

NAICS 444180 (Other Building Material Dealers) received 556 SBA loans worth $466.6M across 5+ states. Average loan $839K, average term 167 months, default rate 0.5%.204 active SBA-approved lenders fund this industry. Most other building material dealers loans use the SBA 504 program.

556
Total SBA Loans
$466.6M
Total Volume
$839K
Avg Loan Size
146% above avg
204
Active Lenders
167 mo
Avg Term
28% above avg
4,995
Jobs Supported

Is SBA Lending Growing for Other Building Material Dealers?+46% growth

1
73
127
140
185
17
22
23
24
25
$4.2M
$65.0M
$92.2M
$111.5M
$159.0M

Which SBA Program Do Other Building Material Dealers Businesses Use Most?

SBA 7(a)459 (83%)
SBA 50497 (17%)

What Is the Best SBA Loan for Other Building Material Dealers?

SBA 504

17% of other building material dealers loans use this program — ideal for real estate and major equipment purchases

Industry avg loan: $839K
Typical term: 167 months
Historical avg rate: 9.61%
204+ lenders active in this industry
Historical default rate: 0.5%

Where Are Other Building Material Dealers SBA Loans Most Common?

#1
CA
67 loans
$67.1M
#2
FL
62 loans
$57.4M
#3
NY
52 loans
$19.8M
#4
TX
40 loans
$43.2M
#5
MN
29 loans
$16.6M

Top SBA Lenders for Other Building Material Dealers

These banks have funded the most SBA loans for other building material dealers businesses (NAICS 444180). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1The Huntington National Bank(OH)37$21.8M
2Northeast Bank(ME)20$4.6M
3TD Bank, National Association(DE)18$9.8M
4JPMorgan Chase Bank, National Association(OH)17$5.5M
5Manufacturers and Traders Trust Company(NY)15$4.0M

Ready to Fund Your Other Building Material Dealers Business?

PeerSense places SBA loans for other building material dealers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

How Does SBA Lending Work for Other Building Material Dealers Businesses?

Across all SBA loan programs, 556 loans have been approved for businesses classified under NAICS 444180 (Other Building Material Dealers), representing $466.6M in total capital deployed. The average approved loan of $839K is 146% above avg the national SBA average of $340K, with typical repayment terms of 167 months.

SBA lending for other building material dealers is accelerating — loan volume has grown approximately 46% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The industry sees a balanced mix of SBA programs, with 17% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching other building material dealers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Other Building Material Dealers SBA Loans

What is the average SBA loan size for other building material dealers businesses?
Based on 556 approved SBA loans, the average loan size for other building material dealers (NAICS 444180) is $839K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a other building material dealers business?
SBA 504 is the most commonly used SBA program for other building material dealers businesses. 17% of other building material dealers loans use this program — ideal for real estate and major equipment purchases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for other building material dealers?
204 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the other building material dealers sector.
What states have the most SBA lending for other building material dealers?
CA leads with 67 SBA loans and $67.1M in total volume for other building material dealers businesses. FL, NY, TX also show strong lending activity in this sector.
How does PeerSense help other building material dealers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the other building material dealers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Other Building Material Dealers defined by NAICS code 444180. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.