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NAICS 441330Retail TradeLending Growing

How Much Can Automotive Parts and Accessories Retailers Businesses Get in SBA Loans?

808 SBA loans totaling $390.3M have been approved for automotive parts and accessories retailers businesses (NAICS 441330). The average approved SBA loan is $483K, which is 42% above avg the $340K national average. 216 active lenders fund this industry.

Quick Answer

NAICS 441330 (Automotive Parts and Accessories Retailers) received 808 SBA loans worth $390.3M across 5+ states. Average loan $483K, average term 165 months.216 active SBA-approved lenders fund this industry. Most automotive parts and accessories retailers loans use the SBA 7(a) program.

808
Total SBA Loans
$390.3M
Total Volume
$483K
Avg Loan Size
42% above avg
216
Active Lenders
165 mo
Avg Term
27% above avg
6,088
Jobs Supported

Is SBA Lending Growing for Automotive Parts and Accessories Retailers?+53% growth

94
174
236
266
22
23
24
25
$58.7M
$79.2M
$106.7M
$130.6M

Which SBA Program Do Automotive Parts and Accessories Retailers Businesses Use Most?

SBA 7(a)670 (83%)
SBA 504138 (17%)

What Is the Best SBA Loan for Automotive Parts and Accessories Retailers?

SBA 7(a)

The most widely used SBA program for automotive parts and accessories retailers businesses — flexible terms, multiple use cases

Industry avg loan: $483K
Typical term: 165 months
Historical avg rate: 10.16%
216+ lenders active in this industry

Where Are Automotive Parts and Accessories Retailers SBA Loans Most Common?

#1
CA
153 loans
$95.1M
#2
FL
76 loans
$31.5M
#3
TX
43 loans
$21.8M
#4
MI
40 loans
$12.8M
#5
OH
32 loans
$7.0M

Top SBA Lenders for Automotive Parts and Accessories Retailers

These banks have funded the most SBA loans for automotive parts and accessories retailers businesses (NAICS 441330). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Northeast Bank(ME)67$10.1M
2The Huntington National Bank(OH)45$11.5M
3U.S. Bank, National Association(OH)35$13.3M
4BayFirst National Bank(FL)32$4.8M
5Newtek Bank, National Association(FL)28$11.8M

Automotive Parts and Accessories Retailers Industry Context

U.S. Employment
28,615,000
BLS · 2026

Ready to Fund Your Automotive Parts and Accessories Retailers Business?

PeerSense places SBA loans for automotive parts and accessories retailers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Automotive Parts and Accessories Retailers business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Automotive Parts and Accessories Retailers Businesses?

Across all SBA loan programs, 808 loans have been approved for businesses classified under NAICS 441330 (Automotive Parts and Accessories Retailers), representing $390.3M in total capital deployed. The average approved loan of $483K is 42% above avg the national SBA average of $340K, with typical repayment terms of 165 months.

SBA lending for automotive parts and accessories retailers is accelerating — loan volume has grown approximately 53% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The industry sees a balanced mix of SBA programs, with 17% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching automotive parts and accessories retailers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Automotive Parts and Accessories Retailers SBA Loans

What is the average SBA loan size for automotive parts and accessories retailers businesses?
Based on 808 approved SBA loans, the average loan size for automotive parts and accessories retailers (NAICS 441330) is $483K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a automotive parts and accessories retailers business?
SBA 7(a) is the most commonly used SBA program for automotive parts and accessories retailers businesses. The most widely used SBA program for automotive parts and accessories retailers businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for automotive parts and accessories retailers?
216 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the automotive parts and accessories retailers sector.
What states have the most SBA lending for automotive parts and accessories retailers?
CA leads with 153 SBA loans and $95.1M in total volume for automotive parts and accessories retailers businesses. FL, TX, MI also show strong lending activity in this sector.
How does PeerSense help automotive parts and accessories retailers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the automotive parts and accessories retailers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Automotive Parts and Accessories Retailers defined by NAICS code 441330. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.