How Much Can Motorcycle, ATV, and All Other Motor Vehicle Dealers Businesses Get in SBA Loans?
276 SBA loans totaling $247.6M have been approved for motorcycle, atv, and all other motor vehicle dealers businesses (NAICS 441227). The average approved SBA loan is $897K, which is 164% above avg the $340K national average. 143 active lenders fund this industry.
NAICS 441227 (Motorcycle, ATV, and All Other Motor Vehicle Dealers) received 276 SBA loans worth $247.6M across 5+ states. Average loan $897K, average term 178 months.143 active SBA-approved lenders fund this industry. Most motorcycle, atv, and all other motor vehicle dealers loans use the SBA 504 program.
Is SBA Lending Growing for Motorcycle, ATV, and All Other Motor Vehicle Dealers?+38% growth
Which SBA Program Do Motorcycle, ATV, and All Other Motor Vehicle Dealers Businesses Use Most?
What Is the Best SBA Loan for Motorcycle, ATV, and All Other Motor Vehicle Dealers?
23% of motorcycle, atv, and all other motor vehicle dealers loans use this program — ideal for real estate and major equipment purchases
Where Are Motorcycle, ATV, and All Other Motor Vehicle Dealers SBA Loans Most Common?
Top SBA Lenders for Motorcycle, ATV, and All Other Motor Vehicle Dealers
These banks have funded the most SBA loans for motorcycle, atv, and all other motor vehicle dealers businesses (NAICS 441227). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Northeast Bank(ME) | 13 | $2.8M |
| 2 | Wells Fargo Bank National Association(SD) | 12 | $9.3M |
| 3 | Zions Bank, A Division of(UT) | 12 | $1.9M |
| 4 | Newtek Bank, National Association(FL) | 9 | $4.5M |
| 5 | BayFirst National Bank(FL) | 8 | $1.0M |
Motorcycle, ATV, and All Other Motor Vehicle Dealers Industry Context
Ready to Fund Your Motorcycle, ATV, and All Other Motor Vehicle Dealers Business?
PeerSense places SBA loans for motorcycle, atv, and all other motor vehicle dealers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Financing a Motorcycle, ATV, and All Other Motor Vehicle Dealers business? Get matched to an SBA lender.
Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.
SBA 7(a) / 504 — Response within 4 business hours. No obligation.
How Does SBA Lending Work for Motorcycle, ATV, and All Other Motor Vehicle Dealers Businesses?
Across all SBA loan programs, 276 loans have been approved for businesses classified under NAICS 441227 (Motorcycle, ATV, and All Other Motor Vehicle Dealers), representing $247.6M in total capital deployed. The average approved loan of $897K is 164% above avg the national SBA average of $340K, with typical repayment terms of 178 months.
SBA lending for motorcycle, atv, and all other motor vehicle dealers is accelerating — loan volume has grown approximately 38% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
Notably, 23% of SBA loans in this industry use the 504 program — well above the national average — indicating that motorcycle, atv, and all other motor vehicle dealers businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.
PeerSense specializes in matching motorcycle, atv, and all other motor vehicle dealers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Motorcycle, ATV, and All Other Motor Vehicle Dealers SBA Loans
What is the average SBA loan size for motorcycle, atv, and all other motor vehicle dealers businesses?
Which SBA loan program is best for a motorcycle, atv, and all other motor vehicle dealers business?
How many lenders fund SBA loans for motorcycle, atv, and all other motor vehicle dealers?
What states have the most SBA lending for motorcycle, atv, and all other motor vehicle dealers?
How does PeerSense help motorcycle, atv, and all other motor vehicle dealers businesses get SBA loans?
Related Retail Trade Industries
Gasoline Stations with Convenience Stores
Beer, Wine, and Liquor Stores
Supermarkets and Other Grocery (except Convenience) Stores
Convenience Stores
Used Car Dealers
Pharmacies and Drug Stores
Data aggregated from SBA loan records (1992–2025). Motorcycle, ATV, and All Other Motor Vehicle Dealers defined by NAICS code 441227. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.