How Much Can Footwear Manufacturing Businesses Get in SBA Loans?
86 SBA loans totaling $33.3M have been approved for footwear manufacturing businesses (NAICS 316210). The average approved SBA loan is $387K, which is 14% above avg the $340K national average. 53 active lenders fund this industry.
NAICS 316210 (Footwear Manufacturing) received 86 SBA loans worth $33.3M across 5+ states. Average loan $387K, average term 130 months.53 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 224 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Footwear Manufacturing?-25% decline
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Footwear Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Footwear Manufacturing?
Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026
Where Are Footwear Manufacturing SBA Loans Most Common?
Top SBA Lenders for Footwear Manufacturing
These banks have funded the most SBA loans for footwear manufacturing businesses (NAICS 316210). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Business Finance Capital(CA) | 6 | $6.3M |
| 2 | The Huntington National Bank(OH) | 5 | $137K |
| 3 | Wells Fargo Bank National Association(SD) | 5 | $2.5M |
| 4 | BayFirst National Bank(FL) | 4 | $605K |
| 5 | CDC Small Business Finance Corp.(CA) | 3 | $300K |
Footwear Manufacturing Industry Context
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How Does SBA Lending Work for Footwear Manufacturing Businesses?
Across all SBA loan programs, 86 loans have been approved for businesses classified under NAICS 316210 (Footwear Manufacturing), representing $33.3M in total capital deployed. The average approved loan of $387K is 14% above avg the national SBA average of $340K, with typical repayment terms of 130 months.
SBA lending for footwear manufacturing has contracted approximately 25% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 53 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 16% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Footwear Manufacturing SBA Loans
What is the average SBA loan size for footwear manufacturing businesses?
Which SBA loan program is best for a footwear manufacturing business?
How many lenders fund SBA loans for footwear manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help footwear manufacturing businesses get SBA loans?
Related Manufacturing Industries
Data aggregated from SBA loan records (1992–2025). Footwear Manufacturing defined by NAICS code 316210. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.