How Much Can Food (Health) Supplement Stores Businesses Get in SBA Loans?
1,972 SBA loans totaling $341.9M have been approved for food (health) supplement stores businesses (NAICS 446191). The average approved SBA loan is $173K, which is 49% below avg the $340K national average. 388 active lenders fund this industry with a 23.4% default rate on the matured 2018-2021 loan cohort.
At 23.4%, Food (Health) Supplement Stores sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 446191 (Food (Health) Supplement Stores) received 1,972 SBA loans worth $341.9M across 5+ states. Average loan $173K, average term 94 months, 23.4% default rate (resolved-loan basis).388 active SBA-approved lenders fund this industry. Most food (health) supplement stores loans use the SBA 7(a) program. There are approximately 8,633 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Food (Health) Supplement Stores?-83% decline
Which SBA Program Do Food (Health) Supplement Stores Businesses Use Most?
What Is the Best SBA Loan for Food (Health) Supplement Stores?
The most widely used SBA program for food (health) supplement stores businesses — flexible terms, multiple use cases
Where Are Food (Health) Supplement Stores SBA Loans Most Common?
Top SBA Lenders for Food (Health) Supplement Stores
These banks have funded the most SBA loans for food (health) supplement stores businesses (NAICS 446191). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 133 | $8.0M |
| 2 | Bank of Hope(CA) | 123 | $4.3M |
| 3 | Wells Fargo Bank National Association(SD) | 121 | $19.1M |
| 4 | JPMorgan Chase Bank, National Association(OH) | 89 | $10.3M |
| 5 | U.S. Bank, National Association(OH) | 72 | $12.1M |
Food (Health) Supplement Stores Industry Context
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How Does SBA Lending Work for Food (Health) Supplement Stores Businesses?
Across all SBA loan programs, 1,972 loans have been approved for businesses classified under NAICS 446191 (Food (Health) Supplement Stores), representing $341.9M in total capital deployed. The average approved loan of $173K is 49% below avg the national SBA average of $340K, with typical repayment terms of 94 months.
SBA lending for food (health) supplement stores has contracted approximately 83% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 388 lenders remain active, maintaining competitive options for qualified borrowers.
The overwhelming majority of SBA lending for food (health) supplement stores uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching food (health) supplement stores business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Food (Health) Supplement Stores SBA Loans
What is the average SBA loan size for food (health) supplement stores businesses?
Which SBA loan program is best for a food (health) supplement stores business?
How many lenders fund SBA loans for food (health) supplement stores?
What states have the most SBA lending for food (health) supplement stores?
How does PeerSense help food (health) supplement stores businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Food (Health) Supplement Stores defined by NAICS code 446191. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.