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NAICS 313320ManufacturingFY2026 Fee Waivers

How Much Can Fabric Coating Mills Businesses Get in SBA Loans?

56 SBA loans totaling $18.9M have been approved for fabric coating mills businesses (NAICS 313320). The average approved SBA loan is $337K, which is near national avg the $340K national average. 38 active lenders fund this industry.

Quick Answer

NAICS 313320 (Fabric Coating Mills) received 56 SBA loans worth $18.9M across 5+ states. Average loan $337K, average term 127 months.38 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 153 U.S. establishments in this industry (Census 2022).

56
Total SBA Loans
$18.9M
Total Volume
$337K
Avg Loan Size
near national avg
38
Active Lenders
127 mo
Avg Term
near national avg
468
Jobs Supported

Is SBA Lending Growing for Fabric Coating Mills?

1
3
1
1
1
16
17
18
20
23
$2.0M
$515K
$585K
$250K
$300K

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Fabric Coating Mills Businesses Use Most?

SBA 7(a)47 (84%)
SBA 5049 (16%)

What Is the Best SBA Loan for Fabric Coating Mills?

SBA 504

Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026

Industry avg loan: $337K
Typical term: 127 months
Historical avg rate: 6.14%
38+ lenders active in this industry

Where Are Fabric Coating Mills SBA Loans Most Common?

#1
OH
7 loans
$2.1M
#2
CA
6 loans
$2.3M
#3
NY
5 loans
$1.1M
#4
MA
4 loans
$1.9M
#5
PA
4 loans
$1.6M

Top SBA Lenders for Fabric Coating Mills

These banks have funded the most SBA loans for fabric coating mills businesses (NAICS 313320). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of America, National Association(NC)5$1.4M
2TD Bank, National Association(DE)3$280K
3Manufacturers and Traders Trust Company(NY)3$716K
4Zions Bank, A Division of(UT)3$275K
5Aurora Interim National Bank(CO)3$1.2M

Fabric Coating Mills Industry Context

U.S. Establishments
153
U.S. Census Bureau · 2022
SBA Penetration
36.60%
SBA loans per establishment

Ready to Fund Your Fabric Coating Mills Business?

PeerSense places SBA loans for fabric coating mills businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Fabric Coating Mills business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Fabric Coating Mills Businesses?

Across all SBA loan programs, 56 loans have been approved for businesses classified under NAICS 313320 (Fabric Coating Mills), representing $18.9M in total capital deployed. The average approved loan of $337K is near national avg the national SBA average of $340K, with typical repayment terms of 127 months.

SBA lending for fabric coating mills has remained relatively stable across recent fiscal years. 38 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 16% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Fabric Coating Mills SBA Loans

What is the average SBA loan size for fabric coating mills businesses?
Based on 56 approved SBA loans, the average loan size for fabric coating mills (NAICS 313320) is $337K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a fabric coating mills business?
SBA 504 is the most commonly used SBA program for fabric coating mills businesses. Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for fabric coating mills?
38 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the fabric coating mills sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help fabric coating mills businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the fabric coating mills industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Fabric Coating Mills defined by NAICS code 313320. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.