How Much Can Electronics Stores Businesses Get in SBA Loans?
995 SBA loans totaling $287.3M have been approved for electronics stores businesses (NAICS 443142). The average approved SBA loan is $289K, which is 15% below avg the $340K national average. 242 active lenders fund this industry with a 19.5% default rate on the matured 2018-2021 loan cohort.
At 19.5%, Electronics Stores sits well above the 15.4% all industry SBA default rate (charged off as a share of resolved loans), elevated default risk relative to other SBA industries. The capital source prices this risk into rate and structure.
NAICS 443142 (Electronics Stores) received 995 SBA loans worth $287.3M across 5+ states. Average loan $289K, average term 119 months, 19.5% default rate (resolved loan basis).242 active SBA approved lenders fund this industry. Most electronics stores loans use the SBA 7(a) program. There are approximately 15,773 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Electronics Stores?-92% decline
Which SBA Program Do Electronics Stores Businesses Use Most?
What Is the Best SBA Loan for Electronics Stores?
The most widely used SBA program for electronics stores businesses: flexible terms, multiple use cases
Where Are Electronics Stores SBA Loans Most Common?
SBA Lending Activity in Electronics Stores
242 SBA lenders have funded 995 loans to electronics stores businesses (NAICS 443142). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Electronics Stores Industry Context
Talk to PeerSense
PeerSense sources capital for electronics stores businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Talk to PeerSense about financing a Electronics Stores business.
Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.
SBA 7(a) / 504: PeerSense will reach out. No obligation.
How Does SBA Lending Work for Electronics Stores Businesses?
Across all SBA loan programs, 995 loans have been approved for businesses classified under NAICS 443142 (Electronics Stores), representing $287.3M in total capital deployed. The average approved loan of $289K is 15% below avg the national SBA average of $340K, with typical repayment terms of 119 months.
SBA lending for electronics stores has contracted approximately 92% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 242 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 9% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
Talk to PeerSense about a electronics stores file. The capital source sets the terms. The desk fee is paid at closing, never upfront.
Frequently Asked Questions: Electronics Stores SBA Loans
What is the average SBA loan size for electronics stores businesses?
Which SBA loan program is best for a electronics stores business?
How many lenders fund SBA loans for electronics stores?
What states have the most SBA lending for electronics stores?
How does PeerSense help electronics stores businesses get SBA loans?
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Data aggregated from SBA loan records (1992 to 2025). Electronics Stores defined by NAICS code 443142. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.