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NAICS 311514ManufacturingFY2026 Fee Waivers

How Much Can Dry, Condensed, and Evaporated Dairy Product Manufacturing Businesses Get in SBA Loans?

73 SBA loans totaling $43.5M have been approved for dry, condensed, and evaporated dairy product manufacturing businesses (NAICS 311514). The average approved SBA loan is $595K, which is 75% above avg the $340K national average. 49 active lenders fund this industry.

Quick Answer

NAICS 311514 (Dry, Condensed, and Evaporated Dairy Product Manufacturing) received 73 SBA loans worth $43.5M across 5+ states. Average loan $595K, average term 123 months.49 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 175 U.S. establishments in this industry (Census 2022).

73
Total SBA Loans
$43.5M
Total Volume
$595K
Avg Loan Size
75% above avg
49
Active Lenders
123 mo
Avg Term
5% below avg
955
Jobs Supported

Is SBA Lending Growing for Dry, Condensed, and Evaporated Dairy Product Manufacturing?

3
3
2
2
1
1
4
1
17
18
19
20
21
22
24
25
$500K
$2.4M
$2.1M
$3.8M
$2.0M
$300K
$1.5M
$350K

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Dry, Condensed, and Evaporated Dairy Product Manufacturing Businesses Use Most?

SBA 7(a)59 (81%)
SBA 50414 (19%)

What Is the Best SBA Loan for Dry, Condensed, and Evaporated Dairy Product Manufacturing?

SBA 504

Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026

Industry avg loan: $595K
Typical term: 123 months
Historical avg rate: 6.73%
49+ lenders active in this industry

Where Are Dry, Condensed, and Evaporated Dairy Product Manufacturing SBA Loans Most Common?

#1
WI
15 loans
$10.5M
#2
MN
10 loans
$10.6M
#3
TX
7 loans
$2.5M
#4
PA
6 loans
$5.4M
#5
NY
4 loans
$525K

Top SBA Lenders for Dry, Condensed, and Evaporated Dairy Product Manufacturing

These banks have funded the most SBA loans for dry, condensed, and evaporated dairy product manufacturing businesses (NAICS 311514). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Associated Bank, National Association(WI)6$1.3M
2Citizens Bank Minnesota(MN)5$9.0M
3Univest Bank and Trust Co(PA)4$250K
4WBD, Inc.(WI)4$2.9M
5JPMorgan Chase Bank, National Association(OH)3$159K

Dry, Condensed, and Evaporated Dairy Product Manufacturing Industry Context

U.S. Establishments
175
U.S. Census Bureau · 2022
SBA Penetration
41.71%
SBA loans per establishment

Ready to Fund Your Dry, Condensed, and Evaporated Dairy Product Manufacturing Business?

PeerSense places SBA loans for dry, condensed, and evaporated dairy product manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Dry, Condensed, and Evaporated Dairy Product Manufacturing business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Dry, Condensed, and Evaporated Dairy Product Manufacturing Businesses?

Across all SBA loan programs, 73 loans have been approved for businesses classified under NAICS 311514 (Dry, Condensed, and Evaporated Dairy Product Manufacturing), representing $43.5M in total capital deployed. The average approved loan of $595K is 75% above avg the national SBA average of $340K, with typical repayment terms of 123 months.

SBA lending for dry, condensed, and evaporated dairy product manufacturing has remained relatively stable across recent fiscal years. 49 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 19% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Dry, Condensed, and Evaporated Dairy Product Manufacturing SBA Loans

What is the average SBA loan size for dry, condensed, and evaporated dairy product manufacturing businesses?
Based on 73 approved SBA loans, the average loan size for dry, condensed, and evaporated dairy product manufacturing (NAICS 311514) is $595K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a dry, condensed, and evaporated dairy product manufacturing business?
SBA 504 is the most commonly used SBA program for dry, condensed, and evaporated dairy product manufacturing businesses. Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for dry, condensed, and evaporated dairy product manufacturing?
49 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the dry, condensed, and evaporated dairy product manufacturing sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help dry, condensed, and evaporated dairy product manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the dry, condensed, and evaporated dairy product manufacturing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Dry, Condensed, and Evaporated Dairy Product Manufacturing defined by NAICS code 311514. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.