How Much Can Database and Directory Publishers Businesses Get in SBA Loans?
288 SBA loans totaling $50.7M have been approved for database and directory publishers businesses (NAICS 511140). The average approved SBA loan is $176K, which is 48% below avg the $340K national average. 95 active lenders fund this industry with a 30.0% default rate on the matured 2018-2021 loan cohort.
At 30.0%, Database and Directory Publishers sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 511140 (Database and Directory Publishers) received 288 SBA loans worth $50.7M across 5+ states. Average loan $176K, average term 87 months, 30.0% default rate (resolved-loan basis).95 active SBA-approved lenders fund this industry. Most database and directory publishers loans use the SBA 7(a) program. There are approximately 526 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Database and Directory Publishers?-33% decline
Which SBA Program Do Database and Directory Publishers Businesses Use Most?
What Is the Best SBA Loan for Database and Directory Publishers?
The most widely used SBA program for database and directory publishers businesses — flexible terms, multiple use cases
Where Are Database and Directory Publishers SBA Loans Most Common?
Top SBA Lenders for Database and Directory Publishers
These banks have funded the most SBA loans for database and directory publishers businesses (NAICS 511140). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of Hope(CA) | 83 | $887K |
| 2 | Bank of America, National Association(NC) | 18 | $1.1M |
| 3 | Capital One, National Association(VA) | 12 | $800K |
| 4 | Citizens Bank, National Association(RI) | 10 | $1.2M |
| 5 | U.S. Bank, National Association(OH) | 9 | $2.0M |
Database and Directory Publishers Industry Context
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How Does SBA Lending Work for Database and Directory Publishers Businesses?
Across all SBA loan programs, 288 loans have been approved for businesses classified under NAICS 511140 (Database and Directory Publishers), representing $50.7M in total capital deployed. The average approved loan of $176K is 48% below avg the national SBA average of $340K, with typical repayment terms of 87 months.
SBA lending for database and directory publishers has contracted approximately 33% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 95 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 8% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching database and directory publishers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Database and Directory Publishers SBA Loans
What is the average SBA loan size for database and directory publishers businesses?
Which SBA loan program is best for a database and directory publishers business?
How many lenders fund SBA loans for database and directory publishers?
What states have the most SBA lending for database and directory publishers?
How does PeerSense help database and directory publishers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Database and Directory Publishers defined by NAICS code 511140. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.