How Much Can Data Processing Services Businesses Get in SBA Loans?
707 SBA loans totaling $125.0M have been approved for data processing services businesses (NAICS 514210). The average approved SBA loan is $177K, which is 48% below avg the $340K national average. 209 active lenders fund this industry with a 15.8% default rate on the matured 2018-2021 loan cohort.
At 15.8%, Data Processing Services sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 514210 (Data Processing Services) received 707 SBA loans worth $125.0M across 5+ states. Average loan $177K, average term 92 months, 15.8% default rate (resolved-loan basis).209 active SBA-approved lenders fund this industry. Most data processing services loans use the SBA 7(a) program. There are approximately 160,946 U.S. establishments in this industry (Census 2022).
Which SBA Program Do Data Processing Services Businesses Use Most?
What Is the Best SBA Loan for Data Processing Services?
The most widely used SBA program for data processing services businesses — flexible terms, multiple use cases
Where Are Data Processing Services SBA Loans Most Common?
Top SBA Lenders for Data Processing Services
These banks have funded the most SBA loans for data processing services businesses (NAICS 514210). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 68 | $12.9M |
| 2 | Bank of America, National Association(NC) | 54 | $4.5M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 43 | $4.3M |
| 4 | Bank of Hope(CA) | 37 | $416K |
| 5 | Manufacturers and Traders Trust Company(NY) | 30 | $6.0M |
Data Processing Services Industry Context
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How Does SBA Lending Work for Data Processing Services Businesses?
Across all SBA loan programs, 707 loans have been approved for businesses classified under NAICS 514210 (Data Processing Services), representing $125.0M in total capital deployed. The average approved loan of $177K is 48% below avg the national SBA average of $340K, with typical repayment terms of 92 months.
SBA lending for data processing services has remained relatively stable across recent fiscal years. 209 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 5% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching data processing services business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Data Processing Services SBA Loans
What is the average SBA loan size for data processing services businesses?
Which SBA loan program is best for a data processing services business?
How many lenders fund SBA loans for data processing services?
What states have the most SBA lending for data processing services?
How does PeerSense help data processing services businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Data Processing Services defined by NAICS code 514210. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.