How Much Can Creamery Butter Manufacturing Businesses Get in SBA Loans?
61 SBA loans totaling $23.6M have been approved for creamery butter manufacturing businesses (NAICS 311512). The average approved SBA loan is $388K, which is 14% above avg the $340K national average. 37 active lenders fund this industry.
NAICS 311512 (Creamery Butter Manufacturing) received 61 SBA loans worth $23.6M across 5+ states. Average loan $388K, average term 137 months.37 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 57 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Creamery Butter Manufacturing?-75% decline
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Creamery Butter Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Creamery Butter Manufacturing?
Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026
Where Are Creamery Butter Manufacturing SBA Loans Most Common?
Top SBA Lenders for Creamery Butter Manufacturing
These banks have funded the most SBA loans for creamery butter manufacturing businesses (NAICS 311512). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | U.S. Bank, National Association(OH) | 6 | $1.9M |
| 2 | Banco Popular de Puerto Rico(PR) | 5 | $569K |
| 3 | Bank of America, National Association(NC) | 4 | $1.6M |
| 4 | WBD, Inc.(WI) | 4 | $3.4M |
| 5 | FirstBank Puerto Rico(PR) | 3 | $250K |
Creamery Butter Manufacturing Industry Context
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How Does SBA Lending Work for Creamery Butter Manufacturing Businesses?
Across all SBA loan programs, 61 loans have been approved for businesses classified under NAICS 311512 (Creamery Butter Manufacturing), representing $23.6M in total capital deployed. The average approved loan of $388K is 14% above avg the national SBA average of $340K, with typical repayment terms of 137 months.
SBA lending for creamery butter manufacturing has contracted approximately 75% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 37 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 13% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Creamery Butter Manufacturing SBA Loans
What is the average SBA loan size for creamery butter manufacturing businesses?
Which SBA loan program is best for a creamery butter manufacturing business?
How many lenders fund SBA loans for creamery butter manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help creamery butter manufacturing businesses get SBA loans?
Related Manufacturing Industries
Data aggregated from SBA loan records (1992–2025). Creamery Butter Manufacturing defined by NAICS code 311512. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.