How Much Can Confectionery and Nut Stores Businesses Get in SBA Loans?
1,216 SBA loans totaling $220.5M have been approved for confectionery and nut stores businesses (NAICS 445292). The average approved SBA loan is $181K, which is 47% below avg the $340K national average. 315 active lenders fund this industry with a 23.6% default rate on the matured 2018-2021 loan cohort.
At 23.6%, Confectionery and Nut Stores sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 445292 (Confectionery and Nut Stores) received 1,216 SBA loans worth $220.5M across 5+ states. Average loan $181K, average term 102 months, 23.6% default rate (resolved-loan basis).315 active SBA-approved lenders fund this industry. Most confectionery and nut stores loans use the SBA 7(a) program. There are approximately 3,399 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Confectionery and Nut Stores?+38% growth
Which SBA Program Do Confectionery and Nut Stores Businesses Use Most?
What Is the Best SBA Loan for Confectionery and Nut Stores?
The most widely used SBA program for confectionery and nut stores businesses — flexible terms, multiple use cases
Where Are Confectionery and Nut Stores SBA Loans Most Common?
Top SBA Lenders for Confectionery and Nut Stores
These banks have funded the most SBA loans for confectionery and nut stores businesses (NAICS 445292). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Readycap Lending, LLC(NJ) | 70 | $17.7M |
| 2 | The Huntington National Bank(OH) | 65 | $6.6M |
| 3 | Wells Fargo Bank National Association(SD) | 64 | $11.0M |
| 4 | Bank of America, National Association(NC) | 55 | $2.5M |
| 5 | JPMorgan Chase Bank, National Association(OH) | 52 | $4.4M |
Confectionery and Nut Stores Industry Context
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How Does SBA Lending Work for Confectionery and Nut Stores Businesses?
Across all SBA loan programs, 1,216 loans have been approved for businesses classified under NAICS 445292 (Confectionery and Nut Stores), representing $220.5M in total capital deployed. The average approved loan of $181K is 47% below avg the national SBA average of $340K, with typical repayment terms of 102 months.
SBA lending for confectionery and nut stores is accelerating — loan volume has grown approximately 38% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2016.
The overwhelming majority of SBA lending for confectionery and nut stores uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching confectionery and nut stores business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Confectionery and Nut Stores SBA Loans
What is the average SBA loan size for confectionery and nut stores businesses?
Which SBA loan program is best for a confectionery and nut stores business?
How many lenders fund SBA loans for confectionery and nut stores?
What states have the most SBA lending for confectionery and nut stores?
How does PeerSense help confectionery and nut stores businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Confectionery and Nut Stores defined by NAICS code 445292. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.