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NAICS 511130Information & Technology

How Much Can Book Publishers Businesses Get in SBA Loans?

706 SBA loans totaling $125.7M have been approved for book publishers businesses (NAICS 511130). The average approved SBA loan is $178K, which is 48% below avg the $340K national average. 178 active lenders fund this industry with a 19.1% default rate on the matured 2018-2021 loan cohort.

Above average default risk19.1% vs 15.4% all-industry avg

At 19.1%, Book Publishers sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 511130 (Book Publishers) received 706 SBA loans worth $125.7M across 5+ states. Average loan $178K, average term 91 months, 19.1% default rate (resolved-loan basis).178 active SBA-approved lenders fund this industry. Most book publishers loans use the SBA 7(a) program. There are approximately 2,440 U.S. establishments in this industry (Census 2022).

706
Total SBA Loans
$125.7M
Total Volume
$178K
Avg Loan Size
48% below avg
178
Active Lenders
91 mo
Avg Term
30% below avg
4,827
Jobs Supported

Is SBA Lending Growing for Book Publishers?-50% decline

28
23
18
12
12
22
10
2
1
1
16
17
18
19
20
21
22
23
24
25
$8.3M
$5.9M
$5.4M
$3.8M
$2.8M
$23.0M
$2.6M
$80K
$40K
$150K

Which SBA Program Do Book Publishers Businesses Use Most?

SBA 7(a)668 (95%)
SBA 50438 (5%)

What Is the Best SBA Loan for Book Publishers?

SBA 7(a)

The most widely used SBA program for book publishers businesses — flexible terms, multiple use cases

Industry avg loan: $178K
Typical term: 91 months
Historical avg rate: 6.77%
178+ lenders active in this industry
Default rate (2018–21 matured cohort): 19.1%

Where Are Book Publishers SBA Loans Most Common?

#1
CA
104 loans
$18.2M
#2
NY
64 loans
$9.4M
#3
MA
40 loans
$5.0M
#4
TX
35 loans
$9.0M
#5
FL
33 loans
$9.4M

Top SBA Lenders for Book Publishers

These banks have funded the most SBA loans for book publishers businesses (NAICS 511130). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of America, National Association(NC)75$2.4M
2Wells Fargo Bank National Association(SD)63$3.8M
3Citizens Bank, National Association(RI)40$1.4M
4JPMorgan Chase Bank, National Association(OH)36$3.0M
5Bank of Hope(CA)24$291K

Book Publishers Industry Context

U.S. Establishments
2,440
U.S. Census Bureau · 2022
U.S. Employment
2,812,000
BLS · 2026
SBA Penetration
28.93%
SBA loans per establishment

Ready to Fund Your Book Publishers Business?

PeerSense places SBA loans for book publishers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Book Publishers business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Book Publishers Businesses?

Across all SBA loan programs, 706 loans have been approved for businesses classified under NAICS 511130 (Book Publishers), representing $125.7M in total capital deployed. The average approved loan of $178K is 48% below avg the national SBA average of $340K, with typical repayment terms of 91 months.

SBA lending for book publishers has contracted approximately 50% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 178 lenders remain active, maintaining competitive options for qualified borrowers.

The industry sees a balanced mix of SBA programs, with 5% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching book publishers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Book Publishers SBA Loans

What is the average SBA loan size for book publishers businesses?
Based on 706 approved SBA loans, the average loan size for book publishers (NAICS 511130) is $178K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a book publishers business?
SBA 7(a) is the most commonly used SBA program for book publishers businesses. The most widely used SBA program for book publishers businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for book publishers?
178 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the book publishers sector.
What states have the most SBA lending for book publishers?
CA leads with 104 SBA loans and $18.2M in total volume for book publishers businesses. NY, MA, TX also show strong lending activity in this sector.
How does PeerSense help book publishers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the book publishers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Book Publishers defined by NAICS code 511130. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.