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NAICS 441229Retail Trade

How Much Can All Other Motor Vehicle Dealers Businesses Get in SBA Loans?

1,024 SBA loans totaling $315.7M have been approved for all other motor vehicle dealers businesses (NAICS 441229). The average approved SBA loan is $308K, which is 9% below avg the $340K national average. 310 active lenders fund this industry with a 18.7% default rate on the matured 2018-2021 loan cohort.

Above average default risk18.7% vs 15.4% all-industry avg

At 18.7%, All Other Motor Vehicle Dealers sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 441229 (All Other Motor Vehicle Dealers) received 1,024 SBA loans worth $315.7M across 5+ states. Average loan $308K, average term 131 months, 18.7% default rate (resolved-loan basis).310 active SBA-approved lenders fund this industry. Most all other motor vehicle dealers loans use the SBA 7(a) program.

1,024
Total SBA Loans
$315.7M
Total Volume
$308K
Avg Loan Size
9% below avg
310
Active Lenders
131 mo
Avg Term
near national avg
7,848
Jobs Supported

Which SBA Program Do All Other Motor Vehicle Dealers Businesses Use Most?

SBA 7(a)829 (81%)
SBA 504195 (19%)

What Is the Best SBA Loan for All Other Motor Vehicle Dealers?

SBA 7(a)

The most widely used SBA program for all other motor vehicle dealers businesses — flexible terms, multiple use cases

Industry avg loan: $308K
Typical term: 131 months
Historical avg rate: 6.23%
310+ lenders active in this industry
Default rate (2018–21 matured cohort): 18.7%

Where Are All Other Motor Vehicle Dealers SBA Loans Most Common?

#1
CA
114 loans
$43.3M
#2
TX
101 loans
$31.2M
#3
FL
78 loans
$25.6M
#4
NY
44 loans
$8.2M
#5
CO
39 loans
$16.5M

Top SBA Lenders for All Other Motor Vehicle Dealers

These banks have funded the most SBA loans for all other motor vehicle dealers businesses (NAICS 441229). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of America, National Association(NC)122$4.6M
2Wells Fargo Bank National Association(SD)50$13.6M
3PNC Bank, National Association(DE)50$5.0M
4JPMorgan Chase Bank, National Association(OH)34$3.3M
5U.S. Bank, National Association(OH)32$8.5M

Ready to Fund Your All Other Motor Vehicle Dealers Business?

PeerSense places SBA loans for all other motor vehicle dealers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a All Other Motor Vehicle Dealers business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for All Other Motor Vehicle Dealers Businesses?

Across all SBA loan programs, 1,024 loans have been approved for businesses classified under NAICS 441229 (All Other Motor Vehicle Dealers), representing $315.7M in total capital deployed. The average approved loan of $308K is 9% below avg the national SBA average of $340K, with typical repayment terms of 131 months.

SBA lending for all other motor vehicle dealers has remained relatively stable across recent fiscal years. 310 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 19% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching all other motor vehicle dealers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — All Other Motor Vehicle Dealers SBA Loans

What is the average SBA loan size for all other motor vehicle dealers businesses?
Based on 1,024 approved SBA loans, the average loan size for all other motor vehicle dealers (NAICS 441229) is $308K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a all other motor vehicle dealers business?
SBA 7(a) is the most commonly used SBA program for all other motor vehicle dealers businesses. The most widely used SBA program for all other motor vehicle dealers businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for all other motor vehicle dealers?
310 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the all other motor vehicle dealers sector.
What states have the most SBA lending for all other motor vehicle dealers?
CA leads with 114 SBA loans and $43.3M in total volume for all other motor vehicle dealers businesses. TX, FL, NY also show strong lending activity in this sector.
How does PeerSense help all other motor vehicle dealers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the all other motor vehicle dealers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). All Other Motor Vehicle Dealers defined by NAICS code 441229. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.