How Much Can All Other Health and Personal Care Stores Businesses Get in SBA Loans?
2,010 SBA loans totaling $437.6M have been approved for all other health and personal care stores businesses (NAICS 446199). The average approved SBA loan is $218K, which is 36% below avg the $340K national average. 388 active lenders fund this industry with a 20.8% default rate on the matured 2018-2021 loan cohort.
At 20.8%, All Other Health and Personal Care Stores sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 446199 (All Other Health and Personal Care Stores) received 2,010 SBA loans worth $437.6M across 5+ states. Average loan $218K, average term 98 months, 20.8% default rate (resolved-loan basis).388 active SBA-approved lenders fund this industry. Most all other health and personal care stores loans use the SBA 7(a) program.
Is SBA Lending Growing for All Other Health and Personal Care Stores?-86% decline
Which SBA Program Do All Other Health and Personal Care Stores Businesses Use Most?
What Is the Best SBA Loan for All Other Health and Personal Care Stores?
The most widely used SBA program for all other health and personal care stores businesses — flexible terms, multiple use cases
Where Are All Other Health and Personal Care Stores SBA Loans Most Common?
Top SBA Lenders for All Other Health and Personal Care Stores
These banks have funded the most SBA loans for all other health and personal care stores businesses (NAICS 446199). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 146 | $29.6M |
| 2 | Bank of America, National Association(NC) | 142 | $7.7M |
| 3 | U.S. Bank, National Association(OH) | 114 | $12.8M |
| 4 | JPMorgan Chase Bank, National Association(OH) | 98 | $14.0M |
| 5 | The Huntington National Bank(OH) | 83 | $11.6M |
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PeerSense places SBA loans for all other health and personal care stores businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for All Other Health and Personal Care Stores Businesses?
Across all SBA loan programs, 2,010 loans have been approved for businesses classified under NAICS 446199 (All Other Health and Personal Care Stores), representing $437.6M in total capital deployed. The average approved loan of $218K is 36% below avg the national SBA average of $340K, with typical repayment terms of 98 months.
SBA lending for all other health and personal care stores has contracted approximately 86% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 388 lenders remain active, maintaining competitive options for qualified borrowers.
The overwhelming majority of SBA lending for all other health and personal care stores uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching all other health and personal care stores business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — All Other Health and Personal Care Stores SBA Loans
What is the average SBA loan size for all other health and personal care stores businesses?
Which SBA loan program is best for a all other health and personal care stores business?
How many lenders fund SBA loans for all other health and personal care stores?
What states have the most SBA lending for all other health and personal care stores?
How does PeerSense help all other health and personal care stores businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). All Other Health and Personal Care Stores defined by NAICS code 446199. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.