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Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
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SBA Loans in Wilmington, NC

Businesses in Wilmington, NC have closed 516 SBA loans worth $371.6M in approved capital since 2016 , supporting 6,306 local jobs. The average Wilmington SBA loan is $720K. PeerSense reads the local lending data and matches you to the SBA lender most likely to fund your deal.

Data updated June 2026. Source: SBA 7(a) and 504 loan records, 2016 to present.

516

SBA Loans Funded

$371.6M

Capital Deployed

$720K

Average Loan

6,306

Jobs Supported

1.6%

Charge Off Rate

Most active Wilmington industries for SBA financing

Full-Service Restaurants29 loans
Limited-Service Restaurants20 loans
Hotels (except Casino Hotels) and Motels13 loans
Offices of Dentists12 loans
Fitness and Recreational Sports Centers11 loans

SBA lenders actively funding NC deals

Ranked by real funding activity in NC. PeerSense reads this match and routes your deal to the lender most likely to approve and price it. You work with us, not a call list.

Get matched to an SBA lender in Wilmington.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a Wilmington deal, local or national.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

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How to get an SBA loan in Wilmington

SBA loans in Wilmington, NC are not limited to local banks. SBA 7(a) and 504 loans can be funded by national lenders and preferred lenders anywhere in the country, and the right out of market lender often beats a local bank on rate, term, and speed to close. What matters is matching your industry, loan size, and structure to a lender that actively funds deals like yours.

With 516 loans and $371.6M of approved capital on record, Wilmington has a deep, lender friendly track record. PeerSense uses that history to route your deal to the lender most likely to approve it, then stays with you through closing.