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Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
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SBA Loans in San Marcos, CA

Businesses in San Marcos, CA have closed 302 SBA loans worth $178.7M in approved capital since 2016 , supporting 3,737 local jobs. The average San Marcos SBA loan is $592K. PeerSense reads the local lending data and matches you to the SBA lender most likely to fund your deal.

Data updated June 2026. Source: SBA 7(a) and 504 loan records, 2016 to present.

302

SBA Loans Funded

$178.7M

Capital Deployed

$592K

Average Loan

3,737

Jobs Supported

2.6%

Charge Off Rate

Most active San Marcos industries for SBA financing

Full-Service Restaurants10 loans
Offices of Dentists9 loans
Residential Remodelers9 loans
Roofing Contractors7 loans
General Automotive Repair7 loans

SBA lenders actively funding CA deals

Ranked by real funding activity in CA. PeerSense reads this match and routes your deal to the lender most likely to approve and price it. You work with us, not a call list.

Get matched to an SBA lender in San Marcos.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a San Marcos deal, local or national.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

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No retainers · Referral fee at closing · Or call (317) 452-6990

How to get an SBA loan in San Marcos

SBA loans in San Marcos, CA are not limited to local banks. SBA 7(a) and 504 loans can be funded by national lenders and preferred lenders anywhere in the country, and the right out of market lender often beats a local bank on rate, term, and speed to close. What matters is matching your industry, loan size, and structure to a lender that actively funds deals like yours.

With 302 loans and $178.7M of approved capital on record, San Marcos has a deep, lender friendly track record. PeerSense uses that history to route your deal to the lender most likely to approve it, then stays with you through closing.