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NAICS 111140Agriculture, Forestry & FishingLending Growing

How Much Can Wheat Farming Businesses Get in SBA Loans?

126 SBA loans totaling $18.9M have been approved for wheat farming businesses (NAICS 111140). The average approved SBA loan is $150K, which is 56% below avg the $340K national average. 52 active lenders fund this industry.

Quick Answer

NAICS 111140 (Wheat Farming) received 126 SBA loans worth $18.9M across 5+ states. Average loan $150K, average term 127 months.52 active SBA-approved lenders fund this industry. Most wheat farming loans use the SBA 7(a) program. There are approximately 23,332 U.S. establishments in this industry (Census 2022).

126
Total SBA Loans
$18.9M
Total Volume
$150K
Avg Loan Size
56% below avg
52
Active Lenders
127 mo
Avg Term
near national avg
168
Jobs Supported

Is SBA Lending Growing for Wheat Farming?+700% growth

2
2
1
2
2
1
1
1
5
8
16
17
18
19
20
21
22
23
24
25
$136K
$15K
$70K
$75K
$30K
$25K
$351K
$150K
$335K
$900K

Which SBA Program Do Wheat Farming Businesses Use Most?

SBA 7(a)126 (100%)

What Is the Best SBA Loan for Wheat Farming?

SBA 7(a)

The most widely used SBA program for wheat farming businesses — flexible terms, multiple use cases

Industry avg loan: $150K
Typical term: 127 months
Historical avg rate: 8.87%
52+ lenders active in this industry

Where Are Wheat Farming SBA Loans Most Common?

#1
KS
69 loans
$9.6M
#2
WA
21 loans
$2.0M
#3
CA
5 loans
$539K
#4
SD
5 loans
$986K
#5
TX
3 loans
$225K

Top SBA Lenders for Wheat Farming

These banks have funded the most SBA loans for wheat farming businesses (NAICS 111140). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Conway Bank(KS)22$2.1M
2The Bank(KS)16$3.7M
3Columbia Bank(OR)11$596K
4Wells Fargo Bank National Association(SD)6$100K
5Banner Bank(WA)6$373K

Wheat Farming Industry Context

U.S. Establishments
23,332
U.S. Census Bureau · 2022
U.S. Employment
600,000
BLS · 2026
SBA Penetration
0.54%
SBA loans per establishment

Ready to Fund Your Wheat Farming Business?

PeerSense places SBA loans for wheat farming businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Wheat Farming business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Wheat Farming Businesses?

Across all SBA loan programs, 126 loans have been approved for businesses classified under NAICS 111140 (Wheat Farming), representing $18.9M in total capital deployed. The average approved loan of $150K is 56% below avg the national SBA average of $340K, with typical repayment terms of 127 months.

SBA lending for wheat farming is accelerating — loan volume has grown approximately 700% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The overwhelming majority of SBA lending for wheat farming uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

PeerSense specializes in matching wheat farming business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Wheat Farming SBA Loans

What is the average SBA loan size for wheat farming businesses?
Based on 126 approved SBA loans, the average loan size for wheat farming (NAICS 111140) is $150K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a wheat farming business?
SBA 7(a) is the most commonly used SBA program for wheat farming businesses. The most widely used SBA program for wheat farming businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for wheat farming?
52 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the wheat farming sector.
What states have the most SBA lending for wheat farming?
KS leads with 69 SBA loans and $9.6M in total volume for wheat farming businesses. WA, CA, SD also show strong lending activity in this sector.
How does PeerSense help wheat farming businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the wheat farming industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Wheat Farming defined by NAICS code 111140. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.