How Much Can Soil Preparation, Planting, and Cultivating Businesses Get in SBA Loans?
994 SBA loans totaling $247.0M have been approved for soil preparation, planting, and cultivating businesses (NAICS 115112). The average approved SBA loan is $249K, which is 27% below avg the $340K national average. 362 active lenders fund this industry with a 5.5% historical default rate.
NAICS 115112 (Soil Preparation, Planting, and Cultivating) received 994 SBA loans worth $247.0M across 5+ states. Average loan $249K, average term 103 months, default rate 5.5%.362 active SBA-approved lenders fund this industry. Most soil preparation, planting, and cultivating loans use the SBA 7(a) program. There are approximately 2,200 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Soil Preparation, Planting, and Cultivating?
Which SBA Program Do Soil Preparation, Planting, and Cultivating Businesses Use Most?
What Is the Best SBA Loan for Soil Preparation, Planting, and Cultivating?
The most widely used SBA program for soil preparation, planting, and cultivating businesses — flexible terms, multiple use cases
Where Are Soil Preparation, Planting, and Cultivating SBA Loans Most Common?
Top SBA Lenders for Soil Preparation, Planting, and Cultivating
These banks have funded the most SBA loans for soil preparation, planting, and cultivating businesses (NAICS 115112). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 56 | $8.9M |
| 2 | Zions Bank, A Division of(UT) | 38 | $8.4M |
| 3 | U.S. Bank, National Association(OH) | 26 | $8.2M |
| 4 | Red River State Bank(MN) | 23 | $6.7M |
| 5 | Bank of America, National Association(NC) | 22 | $1.7M |
Soil Preparation, Planting, and Cultivating Industry Context
Ready to Fund Your Soil Preparation, Planting, and Cultivating Business?
PeerSense places SBA loans for soil preparation, planting, and cultivating businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
How Does SBA Lending Work for Soil Preparation, Planting, and Cultivating Businesses?
Across all SBA loan programs, 994 loans have been approved for businesses classified under NAICS 115112 (Soil Preparation, Planting, and Cultivating), representing $247.0M in total capital deployed. The average approved loan of $249K is 27% below avg the national SBA average of $340K, with typical repayment terms of 103 months.
SBA lending for soil preparation, planting, and cultivating has remained relatively stable across recent fiscal years. 362 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The overwhelming majority of SBA lending for soil preparation, planting, and cultivating uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching soil preparation, planting, and cultivating business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Soil Preparation, Planting, and Cultivating SBA Loans
What is the average SBA loan size for soil preparation, planting, and cultivating businesses?
Which SBA loan program is best for a soil preparation, planting, and cultivating business?
How many lenders fund SBA loans for soil preparation, planting, and cultivating?
What states have the most SBA lending for soil preparation, planting, and cultivating?
How does PeerSense help soil preparation, planting, and cultivating businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Soil Preparation, Planting, and Cultivating defined by NAICS code 115112. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.