How Much Can Timber Tract Operations Businesses Get in SBA Loans?
165 SBA loans totaling $45.0M have been approved for timber tract operations businesses (NAICS 113110). The average approved SBA loan is $273K, which is 20% below avg the $340K national average. 73 active lenders fund this industry with a 6.9% default rate on the matured 2018-2021 loan cohort.
At 6.9%, Timber Tract Operations sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 113110 (Timber Tract Operations) received 165 SBA loans worth $45.0M across 5+ states. Average loan $273K, average term 90 months, 6.9% default rate (resolved-loan basis).73 active SBA-approved lenders fund this industry. Most timber tract operations loans use the SBA 7(a) program. There are approximately 477 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Timber Tract Operations?-86% decline
Which SBA Program Do Timber Tract Operations Businesses Use Most?
What Is the Best SBA Loan for Timber Tract Operations?
The most widely used SBA program for timber tract operations businesses — flexible terms, multiple use cases
Where Are Timber Tract Operations SBA Loans Most Common?
Top SBA Lenders for Timber Tract Operations
These banks have funded the most SBA loans for timber tract operations businesses (NAICS 113110). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | The Huntington National Bank(OH) | 27 | $5.2M |
| 2 | PNC Bank, National Association(DE) | 9 | $338K |
| 3 | First Community Bank(VA) | 7 | $624K |
| 4 | Bank of America, National Association(NC) | 7 | $843K |
| 5 | Bar Harbor Bank & Trust(ME) | 7 | $743K |
Timber Tract Operations Industry Context
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How Does SBA Lending Work for Timber Tract Operations Businesses?
Across all SBA loan programs, 165 loans have been approved for businesses classified under NAICS 113110 (Timber Tract Operations), representing $45.0M in total capital deployed. The average approved loan of $273K is 20% below avg the national SBA average of $340K, with typical repayment terms of 90 months.
SBA lending for timber tract operations has contracted approximately 86% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 73 lenders remain active, maintaining competitive options for qualified borrowers.
The overwhelming majority of SBA lending for timber tract operations uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching timber tract operations business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Timber Tract Operations SBA Loans
What is the average SBA loan size for timber tract operations businesses?
Which SBA loan program is best for a timber tract operations business?
How many lenders fund SBA loans for timber tract operations?
What states have the most SBA lending for timber tract operations?
How does PeerSense help timber tract operations businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Timber Tract Operations defined by NAICS code 113110. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.