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NAICS 487110Transportation & WarehousingLending Growing

How Much Can Scenic and Sightseeing Transportation, Land Businesses Get in SBA Loans?

353 SBA loans totaling $76.3M have been approved for scenic and sightseeing transportation, land businesses (NAICS 487110). The average approved SBA loan is $216K, which is 37% below avg the $340K national average. 126 active lenders fund this industry with a 21.5% default rate on the matured 2018-2021 loan cohort.

Elevated default risk21.5% vs 15.4% all-industry avg

At 21.5%, Scenic and Sightseeing Transportation, Land sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 487110 (Scenic and Sightseeing Transportation, Land) received 353 SBA loans worth $76.3M across 5+ states. Average loan $216K, average term 109 months, 21.5% default rate (resolved-loan basis).126 active SBA-approved lenders fund this industry. Most scenic and sightseeing transportation, land loans use the SBA 7(a) program. There are approximately 709 U.S. establishments in this industry (Census 2022).

353
Total SBA Loans
$76.3M
Total Volume
$216K
Avg Loan Size
37% below avg
126
Active Lenders
109 mo
Avg Term
16% below avg
3,316
Jobs Supported

Is SBA Lending Growing for Scenic and Sightseeing Transportation, Land?+17% growth

17
14
17
20
7
3
5
6
12
7
16
17
18
19
20
21
22
23
24
25
$6.3M
$919K
$6.1M
$5.7M
$1.9M
$504K
$933K
$5.5M
$814K
$2.4M

Which SBA Program Do Scenic and Sightseeing Transportation, Land Businesses Use Most?

SBA 7(a)317 (90%)
SBA 50436 (10%)

What Is the Best SBA Loan for Scenic and Sightseeing Transportation, Land?

SBA 7(a)

The most widely used SBA program for scenic and sightseeing transportation, land businesses — flexible terms, multiple use cases

Industry avg loan: $216K
Typical term: 109 months
Historical avg rate: 7.56%
126+ lenders active in this industry
Default rate (2018–21 matured cohort): 21.5%

Where Are Scenic and Sightseeing Transportation, Land SBA Loans Most Common?

#1
CA
47 loans
$22.2M
#2
TX
39 loans
$8.5M
#3
NY
24 loans
$4.3M
#4
FL
19 loans
$1.2M
#5
MA
17 loans
$6.1M

Top SBA Lenders for Scenic and Sightseeing Transportation, Land

These banks have funded the most SBA loans for scenic and sightseeing transportation, land businesses (NAICS 487110). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of Hope(CA)28$465K
2PNC Bank, National Association(DE)23$1.3M
3Bank of America, National Association(NC)22$725K
4Wells Fargo Bank National Association(SD)15$1.3M
5Zions Bank, A Division of(UT)14$1.2M

Scenic and Sightseeing Transportation, Land Industry Context

U.S. Establishments
709
U.S. Census Bureau · 2022
SBA Penetration
49.79%
SBA loans per establishment

Ready to Fund Your Scenic and Sightseeing Transportation, Land Business?

PeerSense places SBA loans for scenic and sightseeing transportation, land businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Scenic and Sightseeing Transportation, Land business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Scenic and Sightseeing Transportation, Land Businesses?

Across all SBA loan programs, 353 loans have been approved for businesses classified under NAICS 487110 (Scenic and Sightseeing Transportation, Land), representing $76.3M in total capital deployed. The average approved loan of $216K is 37% below avg the national SBA average of $340K, with typical repayment terms of 109 months.

SBA lending for scenic and sightseeing transportation, land is accelerating — loan volume has grown approximately 17% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2019.

The industry sees a balanced mix of SBA programs, with 10% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching scenic and sightseeing transportation, land business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Scenic and Sightseeing Transportation, Land SBA Loans

What is the average SBA loan size for scenic and sightseeing transportation, land businesses?
Based on 353 approved SBA loans, the average loan size for scenic and sightseeing transportation, land (NAICS 487110) is $216K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a scenic and sightseeing transportation, land business?
SBA 7(a) is the most commonly used SBA program for scenic and sightseeing transportation, land businesses. The most widely used SBA program for scenic and sightseeing transportation, land businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for scenic and sightseeing transportation, land?
126 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the scenic and sightseeing transportation, land sector.
What states have the most SBA lending for scenic and sightseeing transportation, land?
CA leads with 47 SBA loans and $22.2M in total volume for scenic and sightseeing transportation, land businesses. TX, NY, FL also show strong lending activity in this sector.
How does PeerSense help scenic and sightseeing transportation, land businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the scenic and sightseeing transportation, land industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Scenic and Sightseeing Transportation, Land defined by NAICS code 487110. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.