How Much Can Other Specialized Design Services Businesses Get in SBA Loans?
1,777 SBA loans totaling $348.8M have been approved for other specialized design services businesses (NAICS 541490). The average approved SBA loan is $196K, which is 42% below avg the $340K national average. 293 active lenders fund this industry with a 20.9% default rate on the matured 2018-2021 loan cohort.
At 20.9%, Other Specialized Design Services sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 541490 (Other Specialized Design Services) received 1,777 SBA loans worth $348.8M across 5+ states. Average loan $196K, average term 103 months, 20.9% default rate (resolved-loan basis).293 active SBA-approved lenders fund this industry. Most other specialized design services loans use the SBA 7(a) program. There are approximately 3,407 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Other Specialized Design Services?+26% growth
Which SBA Program Do Other Specialized Design Services Businesses Use Most?
What Is the Best SBA Loan for Other Specialized Design Services?
The most widely used SBA program for other specialized design services businesses — flexible terms, multiple use cases
Where Are Other Specialized Design Services SBA Loans Most Common?
Top SBA Lenders for Other Specialized Design Services
These banks have funded the most SBA loans for other specialized design services businesses (NAICS 541490). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 200 | $9.1M |
| 2 | JPMorgan Chase Bank, National Association(OH) | 144 | $16.8M |
| 3 | Wells Fargo Bank National Association(SD) | 141 | $25.6M |
| 4 | The Huntington National Bank(OH) | 89 | $15.2M |
| 5 | U.S. Bank, National Association(OH) | 87 | $11.8M |
Other Specialized Design Services Industry Context
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How Does SBA Lending Work for Other Specialized Design Services Businesses?
Across all SBA loan programs, 1,777 loans have been approved for businesses classified under NAICS 541490 (Other Specialized Design Services), representing $348.8M in total capital deployed. The average approved loan of $196K is 42% below avg the national SBA average of $340K, with typical repayment terms of 103 months.
SBA lending for other specialized design services is accelerating — loan volume has grown approximately 26% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The overwhelming majority of SBA lending for other specialized design services uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching other specialized design services business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Other Specialized Design Services SBA Loans
What is the average SBA loan size for other specialized design services businesses?
Which SBA loan program is best for a other specialized design services business?
How many lenders fund SBA loans for other specialized design services?
What states have the most SBA lending for other specialized design services?
How does PeerSense help other specialized design services businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Other Specialized Design Services defined by NAICS code 541490. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.