How Much Can Marinas Businesses Get in SBA Loans?
1,305 SBA loans totaling $825.5M have been approved for marinas businesses (NAICS 713930). The average approved SBA loan is $633K, which is 86% above avg the $340K national average. 396 active lenders fund this industry with a 8.7% default rate on the matured 2018-2021 loan cohort.
At 8.7%, Marinas sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 713930 (Marinas) received 1,305 SBA loans worth $825.5M across 5+ states. Average loan $633K, average term 188 months, 8.7% default rate (resolved-loan basis).396 active SBA-approved lenders fund this industry. Most marinas loans use the SBA 504 program. There are approximately 3,766 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Marinas?+32% growth
Which SBA Program Do Marinas Businesses Use Most?
What Is the Best SBA Loan for Marinas?
21% of marinas loans use this program — ideal for real estate and major equipment purchases
Where Are Marinas SBA Loans Most Common?
Top SBA Lenders for Marinas
These banks have funded the most SBA loans for marinas businesses (NAICS 713930). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | The Huntington National Bank(OH) | 49 | $23.2M |
| 2 | Wells Fargo Bank National Association(SD) | 41 | $13.7M |
| 3 | Bank of America, National Association(NC) | 36 | $8.4M |
| 4 | Citizens Bank, National Association(RI) | 31 | $2.8M |
| 5 | Manufacturers and Traders Trust Company(NY) | 30 | $4.1M |
Marinas Industry Context
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How Does SBA Lending Work for Marinas Businesses?
Across all SBA loan programs, 1,305 loans have been approved for businesses classified under NAICS 713930 (Marinas), representing $825.5M in total capital deployed. The average approved loan of $633K is 86% above avg the national SBA average of $340K, with typical repayment terms of 188 months.
SBA lending for marinas is accelerating — loan volume has grown approximately 32% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2021.
Notably, 21% of SBA loans in this industry use the 504 program — well above the national average — indicating that marinas businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.
PeerSense specializes in matching marinas business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Marinas SBA Loans
What is the average SBA loan size for marinas businesses?
Which SBA loan program is best for a marinas business?
How many lenders fund SBA loans for marinas?
What states have the most SBA lending for marinas?
How does PeerSense help marinas businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Marinas defined by NAICS code 713930. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.